Welcome to LCB Finance


Lanka Credit and Business FIinance Limited

LCB Finance Ltd expects to serve the people of Sri Lanka, irrespective, of the religion/race or area. Considering the provincial income level and the other economic conditions. . LCB Finance will plan to increase the income level of the people based on the Grama Niladari Division and AGA Divisions throughout the Island.

Contact No : +941128 25406

mobile : +94112825404

Address : No. 76, S. De. S. Jayasinghe Mw, Kohuwala, Srilanka.

Swift Code : N/A

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LCB Housing Loan
Indicative Rate (P.A) Tenure Max Loan Amount
Click "Apply Online" for best rates!

Features
Flexible repayment methods
Maximum support in fulfilling legal and other formalities
Faster approval process

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LCB Education Loan
Indicative Rate (P.A) Tenure Max Loan Amount
Click "Apply Online" for best rates!

Features
Faster approval process
Reasonable Interest rates according to market conditions
Flexible repayment period
Maximum support in fulfilling legal and other formalities
Immovable or Movable asset will be considered as a collateral

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LCB “ලියශක්ති”
Indicative Rate (P.A) Tenure Max Loan Amount
Click "Apply Online" for best rates!

Features
Faster approval process
Flexible repayment period
Maximum support in fulfilling legal and other formalities
Immovable or Movable asset will be considered as a collateral
No hidden charges
Very attractive and competitive rates compare to the prevailing market rates.

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LCB Renovation Loan
Indicative Rate (P.A) Tenure Max Loan Amount
Click "Apply Online" for best rates!

Features
Attractive Rate of Interest
Amazing array of benefits with the growth of Account Balance
Periodical credits to the via standing orders placed with any financial institution.
Withdrawals Permitted at the discretion of the company to meet educational and medical needs of the child.

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LCB Gold Loan
Indicative Rate (P.A) Tenure Max Loan Amount
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Features
You will receive a maximum advance amount based on the best value in the market for your gold
Very attractive and competitive rates compare to the prevailing market rates.
Repayment facilities available for 3, 6, and 12 months based on your preferences
SMS services to reduce the delivery time
You can repay after receiving profits from your Crop, or after harvesting
Relevant Gold article will be taken as a security
Maximum advance amount for gold articles
No hidden charges

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LCB Leasing
Indicative Rate (P.A) Tenure Max Loan Amount
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Features
One day service.
Facilities provides for purchase brand new vehicle, registered vehicle or movable asset.
At least one guarantor for the facility depending repayment capacity of the Borrower
No hidden charges
Very attractive and competitive rates compare to the prevailing market rates.

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LCB PowerDraft
Indicative Rate (P.A) Tenure Max Loan Amount
Click "Apply Online" for best rates!

Features
One day service.
Facilities provides to purchase brand new vehicle, registered vehicle , or for working capital requirements
No hidden charges
Very attractive and competitive rates compare to the prevailing market rates.
You can pay only the interest at the end of each month, and the capital amount will be paid at the time of the maturity.
You can pay lumpsums of the capital amount during the repayment period towards the settlement of the capital amount.

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Features
Flexible repayment period according the business cash flows
Faster approval process
Maximum support in fulfilling legal and other formalities
Immovable or Movable asset will be considered as a collateral
Reasonable Interest rates according to market conditions

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Podiththa Savings Account
Category Indicative Rate (P.A)
Children Savings 6.00%

Features
Attractive Rate of Interest
Amazing array of benefits with the growth of Account Balance
Periodical credits to the via standing orders placed with any financial institution.
An attractive gift scheme based on balance in the account.
Withdrawals Permitted at the discretion of the company to meet educational and medical needs of the child.

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Rajini Savings Account
Category Indicative Rate (P.A)
Women's Saving 5.50%

Features
The interest rates is higher than regular savings accounts to provide added financial benefits.
Initial deposit is Rs.1,000.00.
Standing order facility
Interest calculated on daily balance and credited monthly.
Free SMS notification on every transaction made.

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Smart Savings
Category Indicative Rate (P.A)
Regular Savings 5.00%

Features
Initial deposit is Rs.1,000.00.
Minimum balance of Rs.1,000.00 should be maintained to earn interest .
Standing order facility
Interest calculated on daily balance and credited monthly.
Free SMS notification on every transaction made.

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Sihina Ayojana Account
Category Indicative Rate (P.A)
Special Savings Contact Company

Features
A monthly savings commitment to reach a targeted amount at the end of agreed period.
Attractive interest rate .
The payment date of the monthly investment amount will be decided as per the customer’s preference
Target amount and period of investment will be chosen by the customer:
Period of investment: minimum of 01 year to maximum of 03 Years
Account holder can deposit money into their savings accounts on a daily basis and then transfer the accumulated funds to their SIHINA Ayojana accounts.

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Fixed Deposits
1 Month 2 Months 3 Months
8.50% -- 10.00%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 11.50% 12.00%

Features
The account has a predetermined maturity period, typically ranging from a 01 – 60 months .
Minimum Deposit Requirement: Rs.10,000.00
Availability of nomination Facility.
Offer loan facilities against the deposit .

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