Welcome to Sarvodaya Finance


The Sarvodaya Development Finance (SDF)

The Sarvodaya Development Finance (SDF) evolved from a deep rooted commitment to nation building and development along the ‘grass roots upwards’ model of the philosophy of Sarvodaya movement .

Contact No : +94 11 5444 666

mobile : +94 11 5444 666

Address : No. 155A, Dr. Danister De Silva Mawatha, Colombo 08.

Swift Code : N/A

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Housing Loans
Indicative Rate (P.A) Tenure Max Loan Amount
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Features
Fast-tracked approval process.
Loan can be requested for the purchase of a property/ Construction or renovation of an existing house.
Loan amount can be considered up to 50% of BOQ value (for constructions) and up to 50% of the forced sale value of the property (Purchase of property).
Can be repaid over a span of 5 years
Attractive interest rates
365 days of support services provided by our loan officers spread throughout an extensive network of 51 branches across the country.

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Gold Loans
Indicative Rate (P.A) Tenure Max Loan Amount
Click "Apply Online" for best rates!

Features
Competitive interest rates
Loan to value ratio of up to 80% to maximise value for customers
No hidden costs, or charges, in addition to the interest charged
Can obtain the loan within 3 minutes

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Leasing
Indicative Rate (P.A) Tenure Max Loan Amount
Click "Apply Online" for best rates!

Features
Hassle free, convenient and fast lease approvals
Minimum documentation
Customised services, where SDF officers will visit the customer, for greater convenience
Value added services free of charge such as organising knowledge sharing events and market development events for businesses

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Features
Can obtain business loans from Rs 500,000 upwards, depending on repayment capacity
Flexible interest rates and customized services
Fast loan approvals, within 10-days
Minimum documentation and bureaucratic hassle
Many support services, including business networking events and educational forums

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Pancha Children’s Savings
Category Indicative Rate (P.A)
Children Savings 4.50%

Features
Minor savings is an investment made on behalf of the child for future use for his/her education, health, sports & entrepreneurship.

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Daru Isuru Savings
Category Indicative Rate (P.A)
Children Savings 4.50%

Features
The Daru Isuru savings accounts were designed specifically for parents who cannot open a separate saving account for their children.
All that is required, is for the parent or guardian, to open a savings account in their name, with a minimum deposit of Rs 1,000, and a subsidiary account will be opened for the child.
A portion of the interest from the parent’s/guardian’s account will be transferred to the child’s account every month, gradually building up saving for the child, as well as the adult.

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General Saving
Category Indicative Rate (P.A)
Regular Savings 4.25%

Features
Highest interest rates in the market in the savings account category.
Senior citizens are granted an additional 1% on the going rate.
Can be used to obtain personal loans.
Interest is calculated daily and credited monthly.

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Fixed Saver
Category Indicative Rate (P.A)
Special Savings Contact Finance

Features
A Fixed Saver deposit can be opened with only Rs 1,000, which is much lower than the standard requirement to open a fixed deposit.
Offers the best interest rates in the market for fixed deposits.
Senior citizens are granted an additional 1% on the going rates
Interest is calculated daily and credited monthly.
Can be used to obtain a personal loan.

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Fixed Deposits
1 Month 2 Months 3 Months
8.00% -- 10.50%
6 Months 12 Months (1Y) 24 Months (2Y)
10.50% 11.50% 12.00%

Features
A fixed deposit can be opened with a minimum deposit value of Rs.5000.
Senior citizens get a 0.5% additional interest, on the going rate
Deposit holders can obtain loans against the deposit value
The deposit holder must be a citizen of Sri Lanka

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
8.00% -- 10.50%
6 Months 12 Months (1Y) 24 Months (2Y)
10.50% 12.00% 12.50%

Features
Competitive rates
A fixed deposit can be opened with a minimum deposit value of Rs.5000.
Deposit holders can obtain loans against the deposit value
The deposit holder must be a citizen of Sri Lanka

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