Fixed Deposits (FD)

Fixed Deposit (FD) is an investment option given to an individual to place his savings in a fixed term with short term maturities ranging from a minimum of one month to a maximum of five years in general. A Customer is given an opportunity to withdraw the funds upon maturity or have it renewed automatically for the same period. If the duration of the FD is placed requires changing, the Customer could provide new instructions at the renewal. Once the FD is placed, a Customer shall be given a FD confirmation as security. A Customer could also uplift the FD anytime with a prorated interest earning. However, a penalty fee will be charged from a Customer in the event of early termination of the deposit.


Finance Company
Fixed Deposit Category
Fixed Deposits
1 Month 2 Months 3 Months
19.00% 19.50% 21.00%
6 Months 12 Months (1Y) 24 Months (2Y)
21.50% 23.00% 21.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
20.00% 19.00% 18.00%

Features
Flexible maturity period for Fixed Deposits
Best fixed deposit rates in the market
Quick refunds on maturity
Quick loans against your deposits
Excellent customer service

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
8.50% -- 9.50%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 11.50% 12.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.75% 13.25% 13.50%

Features
Fintrex is backed by world class investors and adopts highest standards of governance and risk management practices to ensure your deposits are safe.
We offer competitive interest rates for your investment and loans upto 90% of the value of the deposit.

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 23.50% 21.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
20.50% 19.50% 18.50%

Features
Flexible maturity period for Fixed Deposits
Best fixed deposit rates in the market
Quick refunds on maturity
Quick loans against your deposits
Excellent customer service

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Fixed Deposits
1 Month 2 Months 3 Months
7.00% -- 9.00%
6 Months 12 Months (1Y) 24 Months (2Y)
9.00% 9.00% 9.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
9.50% 9.50% 9.50%

Features
Attractive high interest rates
Personal advice and guidance from our Investment Officers
Ability to transfer money from your Bank A/C to Abans Finance bank accounts
Hassle free withdrawal process
Loan facilities against deposits up to 85% of the value

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
-- -- 9.50%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 11.00% 12.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.75% 12.75% 13.75%

Features
Loan facilities against Fixed Deposits.
Payment of interest by cash or as a direct credit to a selected account.
Flexible investment periods ranging from 01 month to 60 months.

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Fixed Deposits
1 Month 2 Months 3 Months
9.00% -- 9.50%
6 Months 12 Months (1Y) 24 Months (2Y)
9.75% 11.00% 11.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.50% 11.75% 12.25%

Features
Wide range of tenures – 1 month to 60 months FD facility with options to draw your interest monthly, biannually, annually or at maturity.
If you are a senior citizen (i.e: over 60 years) you will be eligible for a higher rate of interest.

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CDB Deeghayu Fixed Deposit
1 Month 2 Months 3 Months
8.00% -- 8.75%
6 Months 12 Months (1Y) 24 Months (2Y)
9.25% 9.50% 10.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.50% 11.00% 11.00%

Features
Attractive interest rates | Opportunity to earn a monthly income
Option to renew the FD at maturity by adding earned interest to the capital, or by renewing only the capital
Receive interest monthly, quarterly, biannually, annually, or at maturity | Cash-backed loans
Easy access to other financial services such as savings accounts, loan facilities, and leasing facilities
Access to door-step service | Access to CDB iNet online financial platform

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CF Term
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 9.00% 9.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.00% 10.00% 10.00%

Features
Minimum deposit value is Rs.5, 000/=.
This is a standard fixed deposit scheme where deposits could be placed for a fixed period of time ranging from 9 Months to 60 Months.

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Divimithuru Fixed Deposits
1 Month 2 Months 3 Months
8.25% -- 9.25%
6 Months 12 Months (1Y) 24 Months (2Y)
9.50% 10.00% 11.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.25% 11.75% 12.25%

Features
Enjoy the best fixed deposit rates in Sri Lanka
Flexible maturity period for Fixed Deposits
100% guarantee from one of most respected and trusted financial institutions in sriLanka
Quick loans against your deposits
Flexible and Quick refunds on maturity
Unparalleled levels of customer service
safe, secure, reliable and is secured by the "Deposit Insurance Scheme" of Sri Lanka upto a maximum of Rs. 1,100,000/- per deposits

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YASA ISURU FIXED DEPOSITS
1 Month 2 Months 3 Months
8.25% -- 9.25%
6 Months 12 Months (1Y) 24 Months (2Y)
9.50% 10.00% 11.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.25% 11.75% 12.25%

Features
Backed by the trust and assurance of the nation’s most trusted financial institution
Flexible maturity period | Quick refunds on maturity
Unbeatable interest rates | Quick loans against your deposits
Superior customer service

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Senior Citizens Fixed Deposits
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 11.00% 12.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.50% -- 13.50%

Features
Key Benefits - Best fixed deposit rates in Sri Lanka | Quick refunds on maturity | Quick loans against your deposits
Superior customer service | Island-wide branch network
More Features - Remit the interest to your savings account, at no extra charge. | A Finance company affiliated to Hatton National Bank.
Doorstep service for all your financial needs. | Interest can be collected monthly, annually or at maturity.
Eligible deposit liabilities are insured with the Sri Lanka Deposit Insurance Scheme implemented by the Monetary Board for compensation up to a maximum of Rs. 1,100,000 per depositor.

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Fixed Deposits
1 Month 2 Months 3 Months
12.00% 12.00% 13.25%
6 Months 12 Months (1Y) 24 Months (2Y)
13.00% 12.50% 12.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.75% 12.75% 13.75%

Features
Higher interest rate
Security guaranteed on trust built over four decades
Personalized service
Investment advisory service
Senior Citizens above 60 years are eligible for an additional 0.5% above the standard rates for 01 year or more FDs.

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Fixed Deposits
1 Month 2 Months 3 Months
7.00% -- 10.00%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 11.00% 11.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.00% 12.00% 13.00%

Features
A fixed deposit can be opened with a minimum deposit value of Rs.5000.
Senior citizens get a 0.5% additional interest, on the going rate
Deposit holders can obtain loans against the deposit value
The deposit holder must be a citizen of Sri Lanka

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Senior Citizens’ Fixed Deposit
1 Month 2 Months 3 Months
9.00% -- 10.00%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 10.00% 10.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.00% 11.50% 12.00%

Features
Deposits can be maintained individually or jointly (both account holders have to be senior citizens)
Interest can be collected monthly, at maturity or annually
Attractive rates with superior returns
MediCalls Emergency Care membership – Free

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CDB Dhana Surekum Fixed Deposits
1 Month 2 Months 3 Months
8.00% -- 8.75%
6 Months 12 Months (1Y) 24 Months (2Y)
9.25% 9.50% 10.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.50% 11.00% 11.00%

Features
Attractive interest rates | Opportunity to earn a monthly income
Option to renew the FD at maturity by adding earned interest to the capital, or by renewing only the capital
Receive interest monthly, quarterly, biannually, annually, or at maturity | Cash-backed loans up to 90% of FD value
Easy access to other financial services such as savings accounts, loan facilities, and leasing facilities | Access to door-step service
Access to CDBiNet online financial platform

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Fixed Deposits
1 Month 2 Months 3 Months
9.50% -- 10.00%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 11.00% 12.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
13.00% 13.00% 14.00%

Features
Select a plan of your choice and receive interests monthly, quarterly, biannually, annually or at maturity.
Get up to 90% of the deposit as a cash advance.
The best way to earn a higher interest rate for your funds.

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
9.25% 9.50% 10.00%
6 Months 12 Months (1Y) 24 Months (2Y)
10.50% 12.50% 12.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.50% 12.50% 12.50%

Features
Assurance from your trusted financial solutions provider
Competitive rates
Quick refund on maturity
Flexible and door step service

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General Deposit Rates
1 Month 2 Months 3 Months
8.25% -- 9.25%
6 Months 12 Months (1Y) 24 Months (2Y)
9.50% 10.00% 11.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.25% 11.50% 12.00%

Features
Upon maturity you can renew the deposit with interest added on, transfer interest to a savings account, or withdraw interest via cheque / cash.
You can take a loan up to 75% against your Fixed Deposits capital at concessionary rates
Once your account is set up, you can benefit from our online & mobile banking system so you can manage your funds with ease

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CF Optima
1 Month 2 Months 3 Months
9.00% -- 9.00%
6 Months 12 Months (1Y) 24 Months (2Y)
9.25% 9.25% 10.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.75% 11.25% 11.25%

Features
This is a benchmark product in deposit mobilization where the depositor has the option of selecting the period of deposit from 30 days to 1825 days.
Interest is paid only at Maturity.
Minimum deposit value is Rs.1, 000/=.

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Senior Citizens Fixed Deposits
1 Month 2 Months 3 Months
7.00% -- 9.00%
6 Months 12 Months (1Y) 24 Months (2Y)
9.00% 9.50% 9.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.00% 10.00% 10.00%

Features
Attractive high interest rates
Personal advice and guidance from our Investment Officers
Ability to transfer money from your Bank A/C to Abans Finance bank accounts
Hassle free withdrawal process

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General Fixed Deposit Accounts
1 Month 2 Months 3 Months
9.00% -- 10.00%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 10.00% 10.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.00% 11.50% 12.00%

Features
Interest can be collected monthly, annually or at maturity
Interest can be remitted to LOLC Finance Savings Account or other accounts in any bank or financial institution without any incurring cost
Minimum deposit of LKR 5,000/-
Safe, secure and reliable and is insured by the Deposit Insurance Scheme of the Central Bank of Sri Lanka

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SENIOR CITIZEN FIXED DEPOSITS
1 Month 2 Months 3 Months
12.00% -- 13.50%
6 Months 12 Months (1Y) 24 Months (2Y)
12.50% 14.00% 14.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
14.00% 14.00% 14.00%

Features
Flexible maturity period
Unbeatable interest rates
Quick refunds on maturity
Quick loans against your deposits
Superior customer service

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Fixed Deposits
1 Month 2 Months 3 Months
8.00% 8.00% 8.00%
6 Months 12 Months (1Y) 24 Months (2Y)
8.50% 8.75% 10.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.00% 10.00% 10.00%

Features
Self-e-cash: The innovative concept of bundling Fixed Deposits and loan facilities obtainable anywhere, anytime at any frequency at your convenience.
Fixed Deposit certificate can be collected then and there for cash Deposits and for cheques on realizations.
Quick refunds on maturity and superior customer service. | Very competitive rates.
Monthly interest can be transferred to your PLC savings account. Enjoy interest of 4.5% p.a.
Operate your account at your leisure, anytime, anywhere through the PLC APP

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Fixed Deposits
1 Month 2 Months 3 Months
8.50% 8.50% 9.00%
6 Months 12 Months (1Y) 24 Months (2Y)
9.00% 10.00% 10.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.00% 10.00% 10.00%

Features
Mimum deposit being as low as Rs. 5,000/-
Attractive interest rates offered.
This could be your best option for bigger returns.
You will be assured that your savings will grow steadily to help achieve your financial goals.

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FIXED DEPOSITS
1 Month 2 Months 3 Months
9.00% -- 9.75%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 10.50% 11.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.50% 12.00% 12.25%

Features
Minimum deposit of LKR.5000/=
Tenure between 01 month to 05 years.
Interest payable monthly, quarterly, bi annually, yearly or at maturity.
Fixed interest rates.

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Fixed Deposits
1 Month 2 Months 3 Months
9.25% 9.50% 10.00%
6 Months 12 Months (1Y) 24 Months (2Y)
10.50% 12.00% 12.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.00% 12.00% 12.00%

Features
Assurance from your trusted financial solutions provider
Quick refund on maturity
Incredible FD rates
Service to your doorste
Highest FD rates
Fast and efficient service

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CF Senior Citizen Deposit Scheme
1 Month 2 Months 3 Months
8.00% -- 8.50%
6 Months 12 Months (1Y) 24 Months (2Y)
8.50% 9.50% 10.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.50% 10.50% 10.50%

Features
High returns and special benefits.
Interest will be paid monthly or at maturity.
Minimum deposit value is Rs.5, 000/=.

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CF Excel
1 Month 2 Months 3 Months
8.00% -- 8.50%
6 Months 12 Months (1Y) 24 Months (2Y)
8.50% -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
This is a short-term deposit scheme which permits the depositor to choose a deposit period ranging from 1 month to 6 months.
Interest will be paid monthly or at maturity.
Minimum deposit value is Rs.5, 000/=.

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Fixed Deposits Senior Citizen
1 Month 2 Months 3 Months
8.00% 8.00% 8.00%
6 Months 12 Months (1Y) 24 Months (2Y)
8.50% 9.25% 10.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.50% 10.50% 10.50%

Features
Up to 0.5% p.a additional interest for our most respected Senior Citizens.
Self-e-cash: The innovative concept of bundling Fixed Deposits and loan facilities obtainable anywhere, anytime at any frequency at your convenience
Fixed Deposit certificate can be collected then and there for cash Deposits and for cheques on realizations.
Quick refunds on maturity and superior customer service. | Very competitive rates.
Monthly interest can be transferred to PLC savings account. Enjoy interest of 4.5% p.a.
Operate your account at your leisure, anytime, anywhere through the PLC APP

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
7.00% -- 10.00%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 11.50% 12.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.50% 12.50% 13.50%

Features
Competitive rates
A fixed deposit can be opened with a minimum deposit value of Rs.5000.
Deposit holders can obtain loans against the deposit value
The deposit holder must be a citizen of Sri Lanka

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
8.25% -- 9.25%
6 Months 12 Months (1Y) 24 Months (2Y)
9.50% 10.50% 11.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.75% 12.25% 12.75%

Features
Backed by the trust and assurance of the nation’s most trusted financial institution
Flexible maturity period | Unbeatable interest rates
Quick refunds on maturity | Quick loans against your deposits | Superior customer service

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 12.00% 12.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.50% 12.75% 13.00%

Features
We ensure the security of your wealth, whilst offering deposit rates which are designed to ensure consistently competitive returns.
FDs can be opened from any branch approved by CBSL

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
9.00% -- 9.75%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 11.00% 11.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.00% 12.50% 12.75%

Features
Senior Citizens are rewarded with higher interest rates to complement a relaxed and comfortable retirement facilitating you to earn from your hard earned money while you sit back and relax.
Tenure between 01 month to 05 years.
Interest payable monthly, quarterly, bi annually, yearly or at maturity.
Fixed interest rates.

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
8.75% -- 9.00%
6 Months 12 Months (1Y) 24 Months (2Y)
9.25% 10.25% 11.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.75% 12.25% 13.00%

Features
100% security on your investment as a subsidiary of Bank of Ceylon
Additional interest rates for senior citizens
Flexible deposit periods from 1 month upwards
Personalized professional service
Quick loan facilities against your deposits
ICRA Issuer Rating (SL) BBB + (Stable Outlook)

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Fixed Deposit
1 Month 2 Months 3 Months
12.00% -- 13.50%
6 Months 12 Months (1Y) 24 Months (2Y)
12.50% 14.00% 14.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
14.00% 14.00% 14.00%

Features
Flexible maturity period
Unbeatable interest rates
Quick refunds on maturity
Quick loans against your deposits
Superior customer service

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Fixed Deposits
1 Month 2 Months 3 Months
9.50% -- 9.75%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 11.50% 11.75%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.00% 12.25% 12.50%

Features
Minimum initial deposit shall be Rs.5, 000.00.
FDs can be opened from any branch approved by CBSL

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
8.25% -- 9.25%
6 Months 12 Months (1Y) 24 Months (2Y)
9.50% 10.50% 11.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.75% 12.00% 12.50%

Features
Upon maturity you can renew the deposit with interest added on, transfer interest to a savings account, or withdraw interest via cheque / cash.
You can take a loan up to 75% against your Fixed Deposits capital at concessionary rates
Once your account is set up, you can benefit from our online & mobile banking system so you can manage your funds with ease

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Fixed Deposits
1 Month 2 Months 3 Months
8.50% -- 9.50%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 11.00% 12.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.25% 12.75% 13.00%

Features
Fintrex is backed by world class investors and adopts highest standards of governance and risk management practices to ensure your deposits are safe.
We offer competitive interest rates for your investment and loans upto 90% of the value of the deposit.

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
8.50% 8.50% 9.00%
6 Months 12 Months (1Y) 24 Months (2Y)
9.00% 10.50% 10.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.50% 10.50% 10.50%

Features
Special interest rates over the normal rates for both Savings & Fixed Deposit accounts
Minimum Fixed Deposit Rs. 5,000/-
Payment of interest Monthly, Quarterly, Biannually, Annually or at Maturity of the Fixed Deposit.
no service charge or savings account
Priorty service.

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Fixed Deposits
1 Month 2 Months 3 Months
8.50% 8.50% 9.50%
6 Months 12 Months (1Y) 24 Months (2Y)
9.75% 10.00% 11.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.25% 11.75% 12.25%

Features
Your return on investment for the Fixed Deposits and capital is guaranteed
Attractive Fixed Deposit Rates
Pre-approved loan against Fixed Deposit and interest charged only on amount used
Superior customer service
Free investment advisory services

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Fixed Deposits
1 Month 2 Months 3 Months
8.50% -- 9.25%
6 Months 12 Months (1Y) 24 Months (2Y)
9.10% 9.60% 10.35%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.10% 11.10% 11.75%

Features
Minimum Deposit Amount: Rs 5,000.00
Attractive Interest which will be paid monthly or at maturity
Interest can be remitted to customer’s designated bank at no extra charge.
Easy access to other financial services such as savings accounts, leasing and loan facilities
Cash-backed loans up to 80% of FD value

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Fixed Deposit
1 Month 2 Months 3 Months
-- -- 9.50%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 11.00% 12.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.75% 12.75% 13.75%

Features
Loan facilities against Fixed Deposits.
Payment of interest by cash or as a direct credit to a selected account.

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Kruthaguna Fixed Deposit
1 Month 2 Months 3 Months
8.25% -- 9.25%
6 Months 12 Months (1Y) 24 Months (2Y)
9.50% 10.50% 11.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.75% 11.25% 12.75%

Features
Enjoy the best fixed deposit rates in Sri Lanka
Flexible maturity period for Fixed Deposits
100% guarantee from one of most respected and trusted financial institutions in Sri Lanka
Quick loans against your Deposits
Flexible and quick refunds on maturity
Unparalleled levels of customer service
Safe, secure, reliable and is secured by the “Deposit Insurance Scheme” of Sri Lanka upto a maximum of Rs. 1,100,000/- per depositor
Personalized professional service

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Fixed Deposits
1 Month 2 Months 3 Months
8.00% -- 9.00%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 10.50% 11.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.00% -- 13.00%

Features
Key Benefits - Best fixed deposit rates in Sri Lanka | Quick refunds on maturity | Quick loans against your deposits
Superior customer service | Island-wide branch network
More Features - Remit the interest to your savings account, at no extra charge.| Doorstep service for all your financial needs.| A Finance company affiliated to Hatton National Bank.
Interest can be collected monthly, annually or at maturity.
Eligible deposit liabilities are insured with the Sri Lanka Deposit Insurance Scheme implemented by the Monetary Board for compensation up to a maximum of Rs. 1,100,000 per depositor.

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Fixed Deposits
1 Month 2 Months 3 Months
8.50% -- 10.00%
6 Months 12 Months (1Y) 24 Months (2Y)
10.00% 11.50% 12.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
10.50% 11.00% 12.00%

Features
The account has a predetermined maturity period, typically ranging from a 01 – 60 months .
Minimum Deposit Requirement: Rs.10,000.00
Availability of nomination Facility.
Offer loan facilities against the deposit .

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
9.00% -- 9.75%
6 Months 12 Months (1Y) 24 Months (2Y)
9.60% 10.10% 10.86%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.60% 11.60% 12.25%

Features
Attractive Interest which will be paid monthly or at maturity
Interest can be remitted to customer’s designated bank at no extra charge.
Senior citizens are entitled for an additional interest rate of 0.5%.
Easy access to other financial services such as savings accounts, leasing and loan facilities
Cash-backed loans up to 80% of FD value

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RP Finance Fixed Deposits
1 Month 2 Months 3 Months
8.75% -- 9.25%
6 Months 12 Months (1Y) 24 Months (2Y)
9.50% 9.75% 9.75%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
9.75% 9.75% 9.75%

Features
Additional up to 0.50% will be applicable for Senior Citizens (Over 60 Years) with a tenure of 01 Year or more
Richard Pieris Finance Limited offers you an opportunity to secure your future prospects by placing your hard earned savings as Fixed Deposits and to be an exclusive beneficiary, under the unbeatable stability of the Richard Pieris group while earning competitive returns.
Fixed Deposits could be placed from 1 Month to 60 Months individually or jointly and by Organizations.
Instant loan facilities against your Fixed Deposits. | Competitive interest rates on investment periods ranging from 1 to 60 months.
Could stand as an excellent security for other loan facilities. | One day realization on Bank Drafts/Pay Orders.
Can obtain balance confirmations/Tax Certificates at your requisition. | FD’s with RP finance means security for your future prospects.
Easy process & Best customer service.

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Fixed Deposits
1 Month 2 Months 3 Months
8.75% -- 9.00%
6 Months 12 Months (1Y) 24 Months (2Y)
9.25% 9.75% 10.75%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.25% 11.75% 12.50%

Features
100% security on your investment as a subsidiary of Bank of Ceylon
Additional interest rates for senior citizens
Flexible deposit periods from 1 month upwards
Personalized professional service
Quick loan facilities against your deposits
ICRA Issuer Rating (SL) BBB + (Stable Outlook)

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Fixed Deposits
1 Month 2 Months 3 Months
7.00% 7.00% 9.00%
6 Months 12 Months (1Y) 24 Months (2Y)
9.00% 10.00% 11.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.50% 12.00% 12.75%

Features
Attractive interest rates on par with the ceiling rates issued by the Central Bank of Sri Lanka
A quick personal loan can be arranged against your Fixed Deposit, for 90% of your deposit value.
Trust, flexibility, efficiency, security, and reliability | Monthly interest can be transferred to your Siyapatha Savings account.
40 branches across the country with staff dedicated to fixed deposit operations
Managed by well-qualified professionals maintaining the highest standards of practice in the industry
Eligible deposit liabilities are insured with the Sri Lanka deposit insurance scheme, implemented by the monetary board, for compensation of up to a maximum of Rs. 1,100, 000/- per depositor.

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Fixed Deposits
1 Month 2 Months 3 Months
9.50% -- 10.00%
6 Months 12 Months (1Y) 24 Months (2Y)
10.50% 11.50% 11.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.00% 12.00% 13.00%

Features
Minimum deposit amount of Rs. 5,000.00
Insured by the Deposit Insurance Scheme of the Central Bank of Sri Lanka.
Interest can be collected monthly, quarterly, Semi-annually, annually or at maturity.
Obtain loans up to 90% of deposit value.
0.50% Additional Interest for senior citizens for above 01 year FDs

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
7.00% 7.00% 9.00%
6 Months 12 Months (1Y) 24 Months (2Y)
9.00% 10.00% 11.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.50% 12.00% 12.75%

Features
Attractive interest rates on par with the ceiling rates issued by the Central Bank of Sri Lanka
A quick personal loan can be arranged against your Fixed Deposit, for 90% of your deposit value.
Special attention and interest rates for senior citizens
Trust, flexibility, efficiency, security, and reliability
40 branches across the country with staff dedicated to fixed deposit operations
Managed by well-qualified professionals maintaining the highest standards of practice in the industry

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
8.50% 8.50% 9.50%
6 Months 12 Months (1Y) 24 Months (2Y)
9.75% 10.50% 11.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
11.75% 12.25% 12.75%

Features
Your return on investment for the Fixed Deposits and capital is guaranteed
Attractive Fixed Deposit Rates
Pre-approved loan against Fixed Deposit and interest charged only on amount used
Superior customer service
Free investment advisory services

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
7.50% 8.00% 8.50%
6 Months 12 Months (1Y) 24 Months (2Y)
8.75% 10.00% 11.75%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.00% 12.50% 13.00%

Features
Ability to gain attractive Interest Rates for your funds.
Selection possibility of flexible tenor.
Inculcating the savings habit.
Offer Loan facilities against FDs.
We may consider 0.5% additionally for senior citizens for deposits above 12 months.

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Fixed Deposits
1 Month 2 Months 3 Months
22.00% -- 25.00%
6 Months 12 Months (1Y) 24 Months (2Y)
25.00% 26.00% 24.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
24.50% 24.50% 24.50%

Features
Highest Rates in the industry and returns for your investment
Flexible terms with regard to the maturity period for your investment
Express refunds on maturity and superior customer service

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CF Ultra
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 9.00% 9.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
9.50% 9.50% 9.50%

Features
This Fixed deposit product provides the flexibility to invest in small-value deposits to suit your budget.
The minimum deposit accepted under this scheme is determined time to time according to the variation of interest rates.
Interest is paid only at maturity and the period of deposit ranges from 12 to 60 months.
Minimum deposit – Will vary according to the current interest rates

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Fixed Deposits
1 Month 2 Months 3 Months
7.50% 8.00% 8.50%
6 Months 12 Months (1Y) 24 Months (2Y)
8.75% 10.00% 11.75%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.00% 12.50% 13.00%

Features
Ability to gain attractive Interest Rates for your funds.
Selection possibility of flexible tenor.
Inculcating the savings habit.
Offer Loan facilities against FDs.

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