Welcome to MBSL


Merchant Bank of Sri Lanka & Finance PLC

We are a leading financial services provider in Sri Lanka with a rich financial history and being country’s pioneer specialist in trade finance and investment banking, MBSL is listed in the Colombo Stock Exchange and is a finance company licensed by the Central Bank of Sri Lanka. As one of the most stable finance companies in the country, we provide a range of secure investments for your funds, together with financial support for the growth and development of your entire family

Contact No : +94 11 4 711 711

mobile : +94 11 4 711 711

Address : Head Office No : 28, BOC Merchant Tower, St. Michael's Road, Colombo 03, Sri Lanka.

Swift Code : N/A

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Personal Loans
Indicative Rate (P.A) Tenure Max Loan Amount
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Features
Realize your dreams while experiencing the best of life with MBSL ‘Speed’ Personal Loans.
Extremely competitive interest rates.
Loans to fund any personal requirement you may have.
Easy and convenient application process.
Quick loan approval process.

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Pawning/ Gold Loan
Indicative Rate (P.A) Tenure Max Loan Amount
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Features
Highest rate for your gold.
100% confidentiality and insurance cover on all gold articles.
Cash within minutes.
Easy repayment schemes with low interest rates.
Friendly VIP service.
Facility to redeem articles without prior notice and partial redemption.

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Leasing
Indicative Rate (P.A) Tenure Max Loan Amount
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Features
Leasing facility for registered and unregistered vehicles
Efficient service & minimum documentation
Attractive interest rates
Choice of selecting repayment period
Payment facilities at any MBSL Branch or BoC Branch
Installment plans to suit your monthly income
No hidden charges

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Bike Leasing
Indicative Rate (P.A) Tenure Max Loan Amount
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Features
Ability to select your rental according to your budget.
One day service.

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Three Wheel Leasing
Indicative Rate (P.A) Tenure Max Loan Amount
Click "Apply Online" for best rates!

Features
Ability to pick your rental according to your income: From 21%+ (T&C apply)
One day service.
Easy and quick documentation process.
Periods up to 5 years.
Free: Insurance, Fully HD Dash cam and a DSI Tyre.

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Achara
Category Indicative Rate (P.A)
Senior Citizens 10.00%

Features
A safe place to deposit your hard earned funds.
Unlimited amount of withdrawals for the same interest rate.
Personalized professional and priority service at the banking network.
Free standing order facilities within MBSL.
Island wide branch network for your convenience.

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Savings Accounts
Category Indicative Rate (P.A)
Regular Savings 4.00%

Features
When your account reaches Rs. 10,000/-, you will receive a bonus interest of 25% on your savings.
A safe place to deposit your hard earned funds
Higher interest rate for your savings
Personalized professional service
Free standing order facilities within MBSL
Island wide branch network for your convinience.

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“Punchi” Minor’s Savings
Category Indicative Rate (P.A)
Children Savings 5.00%

Features
The Child will be eligiable for many gifts for their savings. Gift Scheme
Interest rate of 2.25% per annum
Special Promotion during Sinhala & Tamil New Year and Christmas seasons
Free children’s health insuarance policy

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“Punchi Star” Minor’s Savings
Category Indicative Rate (P.A)
Children Savings 6.00%

Features
Interest rate of 3.50% per annum
Special Promotion during Sinhala & Tamil New Year and Christmas seasons
Free children’s health insuarance policy

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Fixed Deposits
1 Month 2 Months 3 Months
8.75% -- 9.00%
6 Months 12 Months (1Y) 24 Months (2Y)
9.25% 9.75% 10.75%

Features
100% security on your investment as a subsidiary of Bank of Ceylon
Additional interest rates for senior citizens
Flexible deposit periods from 1 month upwards
Personalized professional service
Quick loan facilities against your deposits
ICRA Issuer Rating (SL) BBB + (Stable Outlook)

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Senior Citizen Fixed Deposits
1 Month 2 Months 3 Months
8.75% -- 9.00%
6 Months 12 Months (1Y) 24 Months (2Y)
9.25% 10.25% 11.25%

Features
100% security on your investment as a subsidiary of Bank of Ceylon
Additional interest rates for senior citizens
Flexible deposit periods from 1 month upwards
Personalized professional service
Quick loan facilities against your deposits
ICRA Issuer Rating (SL) BBB + (Stable Outlook)

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