Vehicle Loans

A Vehicle loan can be obtained from a financial institution subject to an individual’s borrowing limits, based on the eligibility and credit rating. The loan can be repaid over monthly installments up to 6 years with fixed and variable interest. Vehicle Loan allows an individual to purchase a brand new, registered or even unregistered motor vehicle. The Vehicle is mortgaged to the lender as a security until the loan is fully settled.


Finance Company
Siyapatha Buddy Truck Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Leasing facility based on your monthly income
Competitive interest rate
Quick approvals
Insurance and all related services under one roof
Monthly rental payable through any Sampath Bank branch
2-Wheeler Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Lowest lease rentals in the market with low interest rates
Flexible lease terms
Hassle free documentation and quick processing
Comprehensive Vehicle Insurance can be obtained in-house
Payments can be made to any of the 24 island wide Abans Finance Branches, any other Bank or to the 400+ Abans PLC stores across the Country
Siyapatha Agri Lease
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Pay your rental either on a fixed rental payment or seasonal payment
Lowest interest rate
Professional friendly service
Easy and simple documentation
Monthly rental payable through any Sampath Bank branch
Auto Loan
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Key features - Lowest interest rates | Lowest monthly rentals | Eligible for registered & unregistered vehicles
Personalised one-day service
More Features - Additional features to help you finance | Monthly rentals based on monthly income | Doorstep assistance
Minimum documents | Discounted vehicle insurance premium | Island-wide branch network for access
Wheel Draft
Indicative Rate (P.A) Tenure Max. Loan
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Features
Vallibel Wheel Draft, an innovative product coupled with the features of an overdraft, targeting registered and un- registered three-wheel owners.
The repayment period of the facility will depend on the value of the facility provided.
Capital repayment is collected at the end of the period agreed upon with the borrower at the time of the disbursement of the facility.
Leasing for Electric & Hybrid vehicles
Indicative Rate (P.A) Tenure Max. Loan
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Features
Lowest interest rate in the market
Leasing facility within 6 hours
Minimum documentation
Buy back offer
Hassel free service
Tailor made repayment schemes which suit your pocket.
Repayment period upto 7 years
Vehicle Loans
Indicative Rate (P.A) Tenure Max. Loan
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Features
this would not be possible, however, with LB Finance, we give you the option to proceed to a vehicle loan facility for the remaining value of the vehicle.
This facility is available to both new and existing customers alike.
Smart Cash
Indicative Rate (P.A) Tenure Max. Loan
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Features
Asset to be financed should be under the borrower’s name
Facility will be processed and disbursed within 24 hours
Flexibility on personal guarantor requirement and down payments
Facilities offered to Salaried employees, Individuals engaged in business, SME’s and Corporate clients
Maximum facility value is Rs 5.0 Mn with a maximum 50% Loan To Value ratio
Minimum Tenor of facility offered is 13 months and the maximum tenor offered is 60 months
General Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Key features - Leasing for registered & unregistered vehicles | Lowest monthly rental | Personalised one-day service | Doorstep assistance |Island-wide branch network for quick access
More Features - Additional features to help you finance | Minimum documents | Lease rentals based on monthly income | Discounted vehicle insurance premium
LEASING & HIRE PURCHASE
Indicative Rate (P.A) Tenure Max. Loan
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Features
The quantum of finance to be disbursed is decided upon after a valuation of the asset by the Company's valuation officers
Service is prompt with a credit turnaround time of, at most, two days from date of application
The Company offers lease financing to two main target groups, the informal credit market and the corporate sector
Siyapatha Tuk-Tuk Leasing
Indicative Rate (P.A) Tenure Max. Loan
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Features
Lower monthly installment to suit any budget
Insurance and all related services under one roof
Lowest interest rate
Professional and friendly service
Easy and simple documentation
Monthly rental payable through any Sampath Bank branch
Three Wheeler & Motorbike Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
As a customer of LB Finance, you now have the ability to lease any three wheeler under this facility, under the present LTV ratio 25% of the value, at a low and competitive interest rate.
Because we are specialized in three wheeler leasing your repayment term can be extended for 6 years making the process more stress-free.
You can make the most of our CDM machines for quick and efficient repayment.
We also offer you free standing orders with this facility.
Auto Loan
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Negotiable repayment period.
Attractive interest rates and minimum monthly instalment set only up to the interest applicable for the particular month.
Apply as individual/joint or corporates.
Loan repayment period extended up to 72 months for greater affordability and enabling a low monthly rental.
Replacement of the vehicle purchased using the loan with a newer or different model possible during the repayment period.
Insurance, vehicle evaluation and other extra vehicle-related services provided in-house, without the need to consult separate agents or companies.
Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Lowest interest rates
Rapid turnaround time and hassle- free processing
Flexible payment plans based- on individual levels of income
Availability of supplementary vehicle insurance covers for an all - inclusive package
3-Wheeler Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Lowest lease rentals in the market with low interest rates
Flexible lease terms
Hassle free documentation and quick processing
Comprehensive Vehicle Insurance can be obtained in-house
Payments can be made to any of the 24 island wide Abans Finance Branches, any other Bank or to the 400+ Abans PLC stores across the Country
LEASING & AUTO LOANS
Indicative Rate (P.A) Tenure Max. Loan
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Features
Making personal vehicle ownership more affordable.
Lease within 24 Hour. | Visiting of our agents to your place of business
Island-wide branch network | In-house insurance and RMV transfers
Lease facilities for brand new /reconditioned / registered vehicles.
No hassle on documentation | Personalized service through well trained staff.
Competitive interest rates | Payment within a day
Easy repayment scheme to suit your budget
RPFL Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Our leasing options are tailor made to suit your specific requirements and it allows you to own an asset whilst preserving your capital for other productive commercial purposes.
We take care of all your automotive needs, including importing, finance and insurance as well as selling or trading-in your car at the end of your lease.
Our finance lease product includes Residual Value Leases, Structured Lease’s and Equal Installment Lease’s.
Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Attractive leasing interest rates
Ability to choose repayment plans to suit your income
Facilities for registered and unregistered vehicles | Ability to Top-Up the leasing
Ability to replace asset during the tenure of the facility | Island wide branch network for loan repayments
Free SMS alert facilities
Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Spearheading the leasing industry in Sri Lanka for more than 60 years, we offer flexible facilities that enable you to finance a wide variety of vehicles and equipment with minimum lead-time.
Currently financing cars, buses, lorries, three wheelers, jeeps, tractors, agricultural machinery, construction machinery and equipment, we assist you to either acquire brand new and reconditioned assets or re-finance used vehicles and equipment.
Helping you fund your working capital and urgent financial needs, we offer a documentation and evaluation process that is simpler and quicker than those of traditional forms of financing. Our leasing facilities can also be structured to suit seasonal and uneven cash flow cycles.
An island-wide network of branches makes it easier for you to contact us for your leasing requirements. As a further convenience, we offer you the option to make repayments at any one of our branches across the country
LCB Leasing
Indicative Rate (P.A) Tenure Max. Loan
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Features
One day service.
Facilities provides for purchase brand new vehicle, registered vehicle or movable asset.
At least one guarantor for the facility depending repayment capacity of the Borrower
No hidden charges
Very attractive and competitive rates compare to the prevailing market rates.
6 hour Leasing
Indicative Rate (P.A) Tenure Max. Loan
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Features
Lowest interest rate in the market
Leasing facility within 6 hours
No external Guarantors
Minimum documentation
Buy back offer
Hassel free service
Tailor made repayment schemes which suit your pocket.
Repayment period upto 7 years
Ikman Draft.
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Multiple disbursements can be made up to the original principal amount approved or granted subject to the approved tenure of the facility
Payment within a day
Monthly interest of the capital outstanding should be paid as the minimum payment
Similar product to a bank over draft
interest will be calculated on daily basis
Capital outstanding is collected at the end of the facility period
Borrower can pay and withdraw the capital amount in time to time
4-Wheeler Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Lowest lease rentals in the market with low interest rates
Flexible and structured repayment plans to suit your repayment ability
Hassle free documentation and quick processing
Comprehensive Vehicle Insurance can be obtained in-house
Payments can be made to any of the 24 island wide Abans Finance Branches, any other Bank or to the 400+ Abans PLC stores across the Country
Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Leasing for registered and un-registered vehicles
Attractive leasing rates
Varied leasing / repayment plans to match your cash flows
Leasing facilities to upgrade / change your vehicle during the tenure of facility
No hidden charges
Financial advisory to suit your budget
People’s Friendly Lease
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Easy payment schemes and fast and friendly service through an island-wide branch network.
Facilities to purchase cars, buses, lorries, jeeps, tractors, three wheelers, agricultural machinery, construction machinery and equipment.
Minimum documentation with competitive interest rates and speedy doorstep services.
Range of lease structures with maximum benefits including include Step Up, Balloon and Residual value.
Facilities available to all applicants regardless of year of manufacture and loan amount ascertained on income level.
Comprehensive vehicle insurance offered through People’s Insurance PLC at a special premium.
Siyapatha Lifestyle Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Leasing solutions for any registered / unregistered vehicle
Competitive interest rates
Flexible rental plans to suit your income patterns
Hassle-free efficient service
Vehicle registration, insurance and all related services under one roof
Monthly rental payable through any Sampath Bank branch
Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
To buy a brand new, a reconditioned or a registered vehicle.
To accommodate the facilities against vehicles that are currently in use and owned.
Re-financing facility to an existing customer having an excellent repayment history.
Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Leasing facility for registered and unregistered vehicles
Efficient service & minimum documentation
Attractive interest rates
Choice of selecting repayment period
Payment facilities at any MBSL Branch or BoC Branch
Installment plans to suit your monthly income
No hidden charges
LEASING
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Want to buy your dream vehicle or boost your business’s transportation requirements? You now can lease any vehicle or equipment under this facility.
We offer you a low and competitive interest rate, and a short time period for approvals.
You can make the most of our CDM machines for quick and efficient repayment.
We also offer you free standing orders with this facility.
Three Wheel Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Lease facilities for Bajaj Three Wheelers registered under Q#-, Y#-, & A##- numbers.
No hassle on documentation
Personalized service through well trained staff.
Competitive interest rates
Payment within a day
Easy repayment scheme to suit your budget
LCB PowerDraft
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
One day service.
Facilities provides to purchase brand new vehicle, registered vehicle , or for working capital requirements
No hidden charges
Very attractive and competitive rates compare to the prevailing market rates.
You can pay only the interest at the end of each month, and the capital amount will be paid at the time of the maturity.
You can pay lumpsums of the capital amount during the repayment period towards the settlement of the capital amount.
Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Ability to process with or without personal guarantors or down payments.
Registered or unregistered vehicles categories considered.
Finance facilities up to the applicable limits of the value of the vehicle.
Payment options of reducing balance or on equated installment basis.
In-house insurance packages and special rates on insurance.
Ability of including the first year's insurance premium to the facility up to a maximum of 2.5% of the vehicle value.
Vehicle mortgage loans
Indicative Rate (P.A) Tenure Max. Loan
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Features
As per the benefit of the businessman/employees, MIFL will provide loan facilities for a variety of vehicles along with attractive interest rates as a customer-oriented organization.
1-day service provided
The highest amount will be disbursed
Repayment period within 72 months
Flexible repayment methods available for better convenience (Structured vehicle loans)
Affordable rates / Interest saving facilities will also be provided
LEASING
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Financing up to 70% of the value of the asset for brand new, reconditioned or registered vehicles
Quick service with hassle free documentation | Service at your door step
Flexible rental plans to suit your budget | Minimum down payment
Option of getting your facility approved in advance and then look for a vehicle
Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Personalized service
Flexible repayment schemes built around your cash flow and convenience
Leasing for new and unregistered vehicles and loans for registered vehicles
Easy access through our 36 locations island wide
Tenure will be 7 years & 5 years respectively for brand new/unregistered and registered vehicles
Leasing
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Hassle free, convenient and fast lease approvals
Minimum documentation
Customised services, where SDF officers will visit the customer, for greater convenience
Value added services free of charge such as organising knowledge sharing events and market development events for businesses