Retail / SME Propositions

Retail / SME Propositions are personalized financial products and services offered to the middle-income earners by a financial institution. A variety of products and services shall be provided under Propositions with different name tags used by different financial institutions. You could simply apply for a package that suits your lifestyle considering the eligibility criteria


Finance Company
Best Used For
Features
We will like to first understand your business needs and offer you a range of financing options that will suite the cash flows of your business and help you grow your business.
Types of Business Loans - Short Term Loans / Revolving Loans / Long Term Loans
To buy stocks & raw material / To meet recurring expenditure / To invest in capital goods
Financial experts of Fintrex will offer the best solution. / We will come to you and gather all supporting documents.
Value any collateral / Check how financially disciplined you are

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Features
Key features :-
ATM facility | Flexible repayment options | Micro leasing facilities
Hassle free | Socially responsible & professional service
More Features :-
Anyone within the ages of 18 – 69 years can join (Conditions apply)
No burden of others against death, permanent & part disability. (Conditions apply)
Ideal for self-employed and micro-enterprises | Option to fulfil urgent cash requirements (Sahana facility)
Simple and fast process, with value-added services at your doorstep (Training programs, Leadership programs etc.)

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Features
AMF Loans provides business entities and entrepreneurs with hassle-free short-term loans in order to ensure the financial stability of their businesses.
With online applications, our goal is to be able to offer quick and flexible loans that help business owners expand their businesses.
AMF loans help businesses to grow, by providing lending services for various purposes like purchase of both personal and business assets.
Presenting the best and fastest service to businesses in the field of SME lending Industry.

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Features
A speedy solution to short term financial requirements.
Speed Draft enables customers to obtain short term finance as and when they require it, in order to fulfill a diverse range of business requirements.
It is structured to be less costly and more feasible, as interest will be accrued purely based on usage.
This allows customers flexibility of usage and repayment, in order to support the growth of their business.

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Features
Recourse factoring (advances against credit invoices on a notification basis)
Cheque discounting for debtor post-dated cheques
Factoring services are accessible to a wide range of businesses from SMEs to large Corporate Businesses
Upfront cash on your invoices and debtor post-dated cheques
Follow up on debtor collections
Financial solutions for your working capital needs
Unmatched customer service provided by our skilled and experienced staff

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Features
Tailor made working capital solutions depending on customer’s requirements.
Each facility handled by an experienced portfolio management officer and does not require assets to be pledged as collateral.
Analysis of customer’s strengths, products and the debtors in deciding a suitable facility.
70% to 85% advancement of face value of eligible invoices/cheques.
Speedy approval process catering to urgent working capital requirements.

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Features
At UB Finance, we offer personalized, flexible working capital solutions which helps you to have access to an uninterrupted cash flow along with timely and accurate management information.
Running into a cash flow management crunch doesn't always mean you've done something wrong, but it does mean you have to decide how to get the funds you need – and fast!

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Features
We offer a wide range of vehicle financing facilities, which are tailor made to suit each client’s requirement.
With our expertise in vehicle financing, our customers can enjoy the most flexible and attractive terms.
This includes facilities up to five years and a maximum percentage of finance against the vehicle at attractive terms.
As a one-stop-shop, we provide all other services including vehicle registration, valuation and insurance.

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Features
Obtain loan at once or stage by stage, preventing unnecessary interest payments.
Competitive fixed interest rates.
Submit movable and immovable assets as loan security.
Minimum loan amount is Rs. 100,000 while the maximum amount depends on the repayment capacity of the customer.
Monthly rental tailored according to income.
Minimum documentation required.
Speedy doorstep services.

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Features
Our business Loans product is very flexible and is tailored to suit the needs and requirements of large, small & medium scale entrepreneurs / business entities without tangible security based on an evaluation of the profile, creditworthiness and the cash flows of such borrowers.
Refurbishment of commercial buildings.
Purchase of plant & machinery.
Any other short-term business requirements.
Short-term working capital requirements.

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Features
Ability to obtain any facility limit in proportion to your sales
Up to 70-85% of the invoice value paid immediately using the CEFT system to any bank within the country. You can maintain multiple accounts according to your expectation
No risk involved in Cash Transits
Uninterrupted funding to your business
Tangible security not required
Digitalised monthly reconciliation/ sales ledger/ current account / invoices settled reports
Tailor-made facility arrangement.
Collection from your debtors done by us
Also your debtors will receive statements, reminders and notices at your request (If necessary) / New facility approval up 20 Million within 2 working days
No exit fee

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Features
One of the primary tasks of a corporate is to manage its working capital while growing its business and increasing yield.
Under the Corporate Loan, tailor made lending solutions are offered to you as we know that every business is unique and it has its own requirements.
Whether it’s a short term or mid to long term requirement, we can provide lending facilities at a rate which will enable you to amass profit.

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Features
Obtain a mortgage loan from LOLC with the least hassle and time.
We are equipped with our own panel of lawyers and valuers from all regions of the country to service clients.
Simply hand over the details of your property and experience our fast, convenient service and range of mortgage loans.

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WORKING CAPITAL LOANS FOR SMES

Features
Finance your entrepreneurial goals with the best SME loans on offer with Dialog Finance.
Fast and easy application process / Customised service
Cash-in-hand is essential to cover budding expenses and our capital loans will ensure you will never be found wanting, plus, without the added hassle of long-term assets or risky investments.
A convenient application process
Expert loan guidance

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Features
Being the pioneer in leasing in Sri Lanka, LOLC Finance has solutions for all your Auto Financing requirements.
Our leasing solutions go beyond the standard leases as we offer leasing packages that are tailor-made or structured to suit any cash flow.
The finance lease product range includes Structured Leases, Residual Value Leases, Insurance Factored Leases and Tax Based Leases.

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