Retail / SME Propositions are personalized financial products and services offered to the middle-income earners by a financial institution. A variety of products and services shall be provided under Propositions with different name tags used by different financial institutions. You could simply apply for a package that suits your lifestyle considering the eligibility criteria
Features
Highest advance of 70% – 80% from your invoice value
Financial solutions to your cash flow needs
Each facility handled by an experienced portfolio management
Speedy approval process
No tangible security
No start – up fee and No exit fee
Features
Being the pioneer in leasing in Sri Lanka, LOLC Finance has solutions for all your Auto Financing requirements.
Our leasing solutions go beyond the standard leases as we offer leasing packages that are tailor-made or structured to suit any cash flow.
The finance lease product range includes Structured Leases, Residual Value Leases, Insurance Factored Leases and Tax Based Leases.
Features
Easy way to gain access to small amounts of cash
Free of collateral
Grant for self-employed
Hassle free documentation and fast process
Features
Flexible repayment period according the business cash flows
Faster approval process
Maximum support in fulfilling legal and other formalities
Immovable or Movable asset will be considered as a collateral
Reasonable Interest rates according to market conditions
Features
A special loan that offers a variable rate of interest and gives you the complete flexibility in repaying the loan up to a maximum period of 10 years.
Features
Recourse factoring (advances against credit invoices on a notification basis)
Cheque discounting for debtor post-dated cheques
Factoring services are accessible to a wide range of businesses from SMEs to large Corporate Businesses
Upfront cash on your invoices and debtor post-dated cheques
Follow up on debtor collections
Financial solutions for your working capital needs
Unmatched customer service provided by our skilled and experienced staff
Features
One of the primary tasks of a corporate is to manage its working capital while growing its business and increasing yield.
Under the Corporate Loan, tailor made lending solutions are offered to you as we know that every business is unique and it has its own requirements.
Whether it’s a short term or mid to long term requirement, we can provide lending facilities at a rate which will enable you to amass profit.
Features
Loan value up-to 70% of the Forced Sale value of the property.
Repayment period up to 5 Years.
Speedy service at your doorstep
Personalized service through trained staff
Convenient and simple documentation
Competitive rates
Features
The Company has already taken steps to assists rural communities set up enterprises, with a focus on assisting those engaged in SMEs and agriculture and livestock activities.
Micro Finance facilities are only given to women thereby empowering women in rural communities.
Another prime aim of NLF- Micro Finance is to genuinely assist the marginalized rural populace especially those of the North and East as well as those of the border villages who had to undergo tremendous hardship prior to the end of the war. Further, Nation Lanka Micro Finance objective is to uplift the community which already NLF has thousands of
Features
From managing your working capital and growing your business to protecting it and increasing your yield, choose what we can do for you and your business.
Purchase Order Facility
Margin Trading
Short Term Loans & Speed Draft
Features
Flexible repayment options
ATM Facility
Socially responsible & professional service
Free of collateral
No burden on others against death, permanent & partial disability. (Conditions apply)
Features
Competitive interest rates.
Repayment period up to 5 years
Only for business purposes
Service at your door step
Hassle free documentation and fast process
Flexible rental plans to suit your budget
Features
A short term loan designed to finance your working capital requirements for 3 to 12 months periods with flexible payment terms.
This product is ideally suited for seasonal or periodic finance requirements.
Features
Finance your entrepreneurial goals with the best SME loans on offer with Dialog Finance.
Fast and easy application process / Customised service
Cash-in-hand is essential to cover budding expenses and our capital loans will ensure you will never be found wanting, plus, without the added hassle of long-term assets or risky investments.
A convenient application process
Expert loan guidance
Features
We offer a wide range of vehicle financing facilities, which are tailor made to suit each client’s requirement.
With our expertise in vehicle financing, our customers can enjoy the most flexible and attractive terms.
This includes facilities up to five years and a maximum percentage of finance against the vehicle at attractive terms.
As a one-stop-shop, we provide all other services including vehicle registration, valuation and insurance.
Features
Obtain a mortgage loan from LOLC with the least hassle and time.
We are equipped with our own panel of lawyers and valuers from all regions of the country to service clients.
Simply hand over the details of your property and experience our fast, convenient service and range of mortgage loans.
Features
Doorstep service in collecting of documents from the customers
Quick processing of the loan with minimal documents
Features
Competitive interest rates.
Only for business purposes
Service at your door step
Hassle free documentation and fast process
Features
At UB Finance, we offer personalized, flexible working capital solutions which helps you to have access to an uninterrupted cash flow along with timely and accurate management information.
Running into a cash flow management crunch doesn't always mean you've done something wrong, but it does mean you have to decide how to get the funds you need – and fast!
Features
Hassle free documentation process
Effective customer service
The customer can select Fixed and floating interest rates which suite for them
Island-wide branch network with customer service oriented staff members
Features
Interest rates less than a bank over draft
Customized solutions for your specific need
Fastest way to obtain a short term loan
Door step service
Features
We will like to first understand your business needs and offer you a range of financing options that will suite the cash flows of your business and help you grow your business.
Types of Business Loans - Short Term Loans / Revolving Loans / Long Term Loans
To buy stocks & raw material / To meet recurring expenditure / To invest in capital goods
Financial experts of Fintrex will offer the best solution. / We will come to you and gather all supporting documents.
Value any collateral / Check how financially disciplined you are
Features
Door Step Service. / Personalized service through trained staff.
Convenient and simple documentation. / Competitive Rates.
Insurance cover against death and permanent disability (conditions apply).
Features
Obtain loan at once or stage by stage, preventing unnecessary interest payments.
Competitive fixed interest rates.
Submit movable and immovable assets as loan security.
Minimum loan amount is Rs. 100,000 while the maximum amount depends on the repayment capacity of the customer.
Monthly rental tailored according to income.
Minimum documentation required.
Speedy doorstep services.
Features
Minimum documentation
Superior customer care
Rapid turnaround time
Easy access to payment centres
Features
Can obtain business loans from Rs 500,000 upwards, depending on repayment capacity
Flexible interest rates and customized services
Fast loan approvals, within 10-days
Minimum documentation and bureaucratic hassle
Many support services, including business networking events and educational forums
Features
Concessionary interest rates
A longer repayment period
A grace period, in which you will only need to pay the interest portion of the loan
Online Banking facilities
Support to enhance your entrepreneurship skills
Speedy service to fulfil your business requirements
Features
Tailor made working capital solutions depending on customer’s requirements.
Each facility handled by an experienced portfolio management officer and does not require assets to be pledged as collateral.
Analysis of customer’s strengths, products and the debtors in deciding a suitable facility.
70% to 85% advancement of face value of eligible invoices/cheques.
Speedy approval process catering to urgent working capital requirements.
Features
Loan rental can be paid at the Credit Saving Unit (CSU).
Offering attractive interest rates.
Fast and efficient service.
Flexible repayment terms.
Features
Loan rental can be paid at the Credit Saving Unit (CSU).
Offering attractive interest rates.
Fast and efficient service.
Flexible repayment terms.
Features
Ability to obtain any facility limit in proportion to your sales
Up to 70-85% of the invoice value paid immediately using the CEFT system to any bank within the country. You can maintain multiple accounts according to your expectation
No risk involved in Cash Transits
Uninterrupted funding to your business
Tangible security not required
Digitalised monthly reconciliation/ sales ledger/ current account / invoices settled reports
Tailor-made facility arrangement.
Collection from your debtors done by us
Also your debtors will receive statements, reminders and notices at your request (If necessary) / New facility approval up 20 Million within 2 working days
No exit fee
Features
Our business Loans product is very flexible and is tailored to suit the needs and requirements of large, small & medium scale entrepreneurs / business entities without tangible security based on an evaluation of the profile, creditworthiness and the cash flows of such borrowers.
Refurbishment of commercial buildings.
Purchase of plant & machinery.
Any other short-term business requirements.
Short-term working capital requirements.
Features
AMF Loans provides business entities and entrepreneurs with hassle-free short-term loans in order to ensure the financial stability of their businesses.
With online applications, our goal is to be able to offer quick and flexible loans that help business owners expand their businesses.
AMF loans help businesses to grow, by providing lending services for various purposes like purchase of both personal and business assets.
Presenting the best and fastest service to businesses in the field of SME lending Industry.
Features
Central Finance offers flexible funding solutions for your business in order to meet your working capital requirements, purchase of machinery or business expansion projects.
Features
Loan rental can be paid at the Credit Saving Unit (CSU).
Offering attractive interest rates.
Fast and efficient service.
Flexible repayment terms.
Features
A speedy solution to short term financial requirements.
Speed Draft enables customers to obtain short term finance as and when they require it, in order to fulfill a diverse range of business requirements.
It is structured to be less costly and more feasible, as interest will be accrued purely based on usage.
This allows customers flexibility of usage and repayment, in order to support the growth of their business.
Features
Key features :-
ATM facility | Flexible repayment options | Micro leasing facilities
Hassle free | Socially responsible & professional service
More Features :-
Anyone within the ages of 18 – 69 years can join (Conditions apply)
No burden of others against death, permanent & part disability. (Conditions apply)
Ideal for self-employed and micro-enterprises | Option to fulfil urgent cash requirements (Sahana facility)
Simple and fast process, with value-added services at your doorstep (Training programs, Leadership programs etc.)