Welcome to LOLC Finance


LOLC Finance PLC

While being Sri Lanka’s largest Non-Banking Financial Institution, we forge ahead with simple fundamentals – providing responsible financial services to all, empowering people and communities, and enabling economic progress.

Contact No : +94 11 5715555

mobile : +94 11 5715555

Address : No. 100/1 Sri Jayewardenepura Mawatha, Rajagiriya, Sri Lanka.

Swift Code : LOFCLKLC

World Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 5,000/- 32%

Features
As your credit card partner, we at LOLC Finance invite you to step into a way of life filled with happiness and bliss coupled with an array of benefits and exclusive global privileges.
With the greatest standards of security, maximum convenience and worldwide acceptance, utilise your LOLC Finance Mastercard World Credit Card to 'Fuel the goodness in you' by radiating your inner happiness to everyone around you.

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Platinum Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 2,500/- 33%

Features
As your credit card partner, we at LOLC Finance are committed to bestow you with a blissful life.
With the greatest standards of security, maximum convenience and worldwide acceptance, utilise your LOLC Finance Mastercard Platinum Credit Card to 'Fuel the goodness in you' by radiating your inner happiness to everyone around you.

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Gold Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 1,250/- 34%

Features
We, at LOLC Finance welcome you to join with the Mastercard Gold Credit Card and to take advantage of the wide range of the benefits which will enable you to 'Fuel the goodness in you'.

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Pulse Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 1,000/- 35%

Features
We at LOLC Finance welcome you to join with the Mastercard Pulse Credit Card and to take advantage of the wide range of benefits which will enable you to 'Fuel the goodness in you'.

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savi credit card
Joining Fee | Annual Fee Indicative Rate (P.A)
Free 34%

Features
This Credit card is loaded with many benefits and privileges to fuel the goodness in you and your loved ones.

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Mastercard Gold Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 1,000/- 26%

Features
EMV chip enabled (Maximum security is ensured). | MasterPayPass (Tap & Go option) | Global acceptance.
Equated monthly instalment plans. | Balance transfer facility. | Multiple repayment options.
Cash advance facility. | Facility of having three supplementary cards. | 24*7 Customer Care Service available in Sinhala, Tamil and English.
E-Statements. | Free of charge SMS alerts. | A mobile app that brings your credit card to your fingertips. | Unmatched discounts and promotions.
More usage options through our island-wide merchant network. | Loan against Credit Card available balance. | Free lounge access for CLC Co branded World cardholders.

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Mastercard Platinum Crdit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 1,500/- 20%

Features
EMV chip enabled (Maximum security is ensured). | MasterPayPass (Tap & Go option) | Global acceptance. | Equated monthly instalment plans.
Balance transfer facility.| Multiple repayment options. | Cash advance facility. | Facility of having three supplementary cards.
24*7 Customer Care Service available in Sinhala, Tamil and English. | E-Statements. | Free of charge SMS alerts.
A mobile app that brings your credit card to your fingertips. | Unmatched discounts and promotions. | More usage options through our island-wide merchant network.
Loan against Credit Card available balance. | Free lounge access for CLC Co branded World cardholders.

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Mastercard World Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 4,000/- 20%

Features
EMV chip enabled (Maximum security is ensured). | MasterPayPass (Tap & Go option) | Global acceptance. | Equated monthly instalment plans.
Balance transfer facility. | Multiple repayment options. | Cash advance facility. | Facility of having three supplementary cards.
24*7 Customer Care Service available in Sinhala, Tamil and English. | E-Statements. | Free of charge SMS alerts.
A mobile app that brings your credit card to your fingertips. | Unmatched discounts and promotions. | More usage options through our island-wide merchant network.
Loan against Credit Card available balance. Free lounge access for CLC Co branded World cardholders.

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Swairee – Women’s Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,500/- Free 32%

Features
Visa Platinum vertical card with smart reflects
No Annual fee for the life time | Appealing and unique card package
Feminine colours and theme | Women's Empowerment Fund
Environment friendly Green PIN
Free airport lounge access

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Debit Cards
Joining Fee Annual Fee
Free Free

Features
Cash withdrawals from any VISA ATM machine Locally & Globally at no cost
Accepted at all VISA merchant outlets in Sri Lanka and Overseas | No charge for local POS (Point of Sale) transactions
Safer than cash! One card for all your transactions | Enables quick, easy and efficient purchase transactions wherever you are

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Ran Savi Gold Loans
Indicative Rate (P.A) Tenure Max Loan Amount
Click "Apply Online" for best rates!

Features
Hassle free service | Highest advance at attractive interest rates
Repayment terms of 1, 3, 6 & 12 months | Well trained, experienced & friendly staff
Open on Saturdays | Absolutely “Zero” hidden charges | Free life insurance cover
Repayments can be made in instalments at your convenience
Highest security & 100% free insurance cover for your valuables

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LOLC SME SERVICES
Premium Banking

Features
We offer a wide range of vehicle financing facilities, which are tailor made to suit each client’s requirement.
With our expertise in vehicle financing, our customers can enjoy the most flexible and attractive terms.
This includes facilities up to five years and a maximum percentage of finance against the vehicle at attractive terms.
As a one-stop-shop, we provide all other services including vehicle registration, valuation and insurance.

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Corporate Loans
Premium Banking

Features
One of the primary tasks of a corporate is to manage its working capital while growing its business and increasing yield.
Under the Corporate Loan, tailor made lending solutions are offered to you as we know that every business is unique and it has its own requirements.
Whether it’s a short term or mid to long term requirement, we can provide lending facilities at a rate which will enable you to amass profit.

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WORKING CAPITAL
Premium Banking

Features
From managing your working capital and growing your business to protecting it and increasing your yield, choose what we can do for you and your business.
Purchase Order Facility
Margin Trading
Short Term Loans & Speed Draft

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Features
A speedy solution to short term financial requirements.
Speed Draft enables customers to obtain short term finance as and when they require it, in order to fulfill a diverse range of business requirements.
It is structured to be less costly and more feasible, as interest will be accrued purely based on usage.
This allows customers flexibility of usage and repayment, in order to support the growth of their business.

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Features
A short term loan designed to finance your working capital requirements for 3 to 12 months periods with flexible payment terms.
This product is ideally suited for seasonal or periodic finance requirements.

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Features
Obtain a mortgage loan from LOLC with the least hassle and time.
We are equipped with our own panel of lawyers and valuers from all regions of the country to service clients.
Simply hand over the details of your property and experience our fast, convenient service and range of mortgage loans.

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Features
Being the pioneer in leasing in Sri Lanka, LOLC Finance has solutions for all your Auto Financing requirements.
Our leasing solutions go beyond the standard leases as we offer leasing packages that are tailor-made or structured to suit any cash flow.
The finance lease product range includes Structured Leases, Residual Value Leases, Insurance Factored Leases and Tax Based Leases.

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Features
A special loan that offers a variable rate of interest and gives you the complete flexibility in repaying the loan up to a maximum period of 10 years.

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General Savings Accounts
Category Indicative Rate (P.A)
Regular Savings 6.50%

Features
With a simple and flexible savings account from LOLC Finance, you can see your money grow. Our interest-bearing savings account will keep you one step ahead as you enjoy the rewards of competitive daily interest earnings and the convenience of ATM/Debit Card.
Free unlimited withdrawals & deposits with Standing Order facility
Interest calculated daily and credited monthly
Free ATM card, which can be used at any VISA ATM network locally & Globally
Facility to transfer funds to other financial institutions

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Super Savings Accounts
Category Indicative Rate (P.A)
Special Savings Up to 7.00%

Features
Free unlimited withdrawals & deposits with Standing Order facility
Free ATM Card for all individual accounts, which can be used at any VISA ATM network Locally & Globally
Facility to transfer funds to other financial institutions
Interest calculated daily – higher rate if daily balance increases

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Children’s Savings Accounts
Category Indicative Rate (P.A)
Children Savings 7.00%

Features
Minimum deposit of LKR 1000/-
Competitive interest rate
Free ATM card upon reaching 18 years, which can be used at any Visa ATM Locally & Globally
Total flexibility in opening the account at any branch
Interest calculated daily and credited monthly for all accounts
With an attractive rate of interest, it is suitable for teaching your child to manage his/her personal finance in a more responsible and independent manner. Choose LOLC Finance Champ Savings Account and give your child the best that life has to offer.

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Senior Citizens’ Savings Accounts
Category Indicative Rate (P.A)
Senior Citizens 6.50%

Features
Minimum deposit of LKR 1,000/-
Free ATM card, which can be used at any VISA ATM network Locally & Globally
Facility to transfer funds to other financial institutions
Interest calculated daily and credited monthly

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General Fixed Deposit Accounts
1 Month 2 Months 3 Months
8.50% -- 10.50%
6 Months 12 Months (1Y) 24 Months (2Y)
10.50% 10.00% 10.00%

Features
Interest can be collected monthly, annually or at maturity
Interest can be remitted to LOLC Finance Savings Account or other accounts in any bank or financial institution without any incurring cost
Minimum deposit of LKR 5,000/-
Safe, secure and reliable and is insured by the Deposit Insurance Scheme of the Central Bank of Sri Lanka

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Senior Citizens’ Fixed Deposit
1 Month 2 Months 3 Months
8.50% -- 10.50%
6 Months 12 Months (1Y) 24 Months (2Y)
10.50% 10.00% 10.00%

Features
Deposits can be maintained individually or jointly (both account holders have to be senior citizens)
Interest can be collected monthly, at maturity or annually
Attractive rates with superior returns
MediCalls Emergency Care membership – Free

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