Personal Loans

A personal loan can be obtained from a financial institution which can be repaid with a fixed or variable Indicative Rate over a period of time. Usually personal loan repayments can go up to a maximum of 5 to 7 Years. The borrower could use the funds for personal use such as weddings, vacations, education, emergencies, travel and etc...

Housing Loans

A housing loan or home loan simply means a sum of money borrowed from a financial institution in general to purchase, construct or renovate a house, extend or complete an existing house, purchase a land or condominium apartment. Home loans consist of a variable or fixed Indicative Rate and repayment up to 25 years subject to an individual’s capacity and age requirements. The property is mortgaged to the lender as a security until the loan is fully settled.


Finance Company
Best Used For
Educational
Indicative Rate (P.A) Tenure Max. Loan
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Features
Financially supporting aspiring children to pursue their future career path and higher education.
Facilitate loans to study in any desired university within the country or abroad.
Professional funding services for student visa.
Repayment facility at any Commercial Credit branch.
Fast approval and efficient service.
Mortgage Loans
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Our mortgage loan facility assists entrepreneurs / business entities to develop their businesses through speedy financial solutions from our knowledgeable and well experienced staff who will provide personalised service to your specific needs.
Fast Track
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Obtain approved full loan amount at once or instalments within a period of up to 02 years.
Fixed interest rates with the ability to submit movable and immovable assets as security.
Minimum loan amount is Rs. 100,000/- while the maximum amount depends on the repayment capacity of the customer and the security provided.
Repayment of interest and capital amount tailored according to customers’ income.
Payments exceeding minimum monthly instalment enables the extra amount be deducted from the balance capital amount of the loan, resulting in the decrease of future instalments.
Apply as individual/joint or corporates.
Relax – Personal Loans
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Loan up to LKR. 12.0Mn against mortgage over immovable property
Maximum repayment period of 5 years
Loan up to LKR. 3.0Mn against 02 personal guarantors or mortgages
Doorstep service in collecting the documents from the customers
Quick processing of the loan with minimal documents
Personal Loan
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
To purchase assets
To facilitate domestic & foreign education
For traveling & leisure purposes
For weddings / life events
For financial management / formal debt settlement
Any other agreed personal requirement acceptable to the company
Mortgage
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
This is the fastest way for you to raise funds. Mortgage your asset with us, generate money and in time reclaim your asset.
We promise you an excellent, effective and efficient service.
We promise you the fairest rates you can receive because we see you.
Housing Loan
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Loan repayment period up to maximum of 15 years | A maximum capital grace period up to 60 months
Loan approval within 3 working days & cash in hand in 7 days | Plan your installments according to your repayment capacity
Assistance to obtain required documents such as, extracts from land registry, draft deed, local authority documents. (Street lines, non-vesting, ownership)
A tailored loan package, minimum documentation, speedy and totally hassle – free process with doorstep service
We consider present and future income when calculating your repayment capacity | Reduction of loan installment or loan period by part settlement at any time
The freedom to replace the asset (security) during the loan period and to continue the contract with the same terms and conditions without additional charges
The liberty to transfer the ownership of the asset and the contract | Free insurance cover for household items
CDB Home Loans
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Loan Approval in 2 Days | Cash in hand within 10 Days | Exclusive tailor-made Repayment Plans
Repayment terms up to 10 years | Early loan settlements | Joint loan facilities for family members
Enjoy a 12 month grace period during construction
Expertise in Legal Documentation and Mortgage Advice
Mortgage protection cover and fire insurance at competitive premiums
Get attractive fixed or floating interest rates
Power Draft
Indicative Rate (P.A) Tenure Max. Loan
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Features
No minimum period.
You will only pay interest at the end of each month, and the capital amount will be paid at the point of maturity.
You are also able to pay off part of the capital amount during the repayment time frame if that is more convenient.
The duration of the term will be determined based upon your personal requirement, as well as your credit score.
Mortgage loans
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Easy loans for repairing your home, building a new home, purchasing or adding an extension to your home or purchasing a land
Lowest payment rates & longest payment periods
Overseas working professionals can obtain loans based on foreign earnings and build their dream home in Sri Lanka
Maximum support in fulfilling legal and other formalities
Minimum red tape and quick service
Fast approval process
Housing Loans
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Fast-tracked approval process.
Loan can be requested for the purchase of a property/ Construction or renovation of an existing house.
Loan amount can be considered up to 50% of BOQ value (for constructions) and up to 50% of the forced sale value of the property (Purchase of property).
Can be repaid over a span of 5 years
Attractive interest rates
365 days of support services provided by our loan officers spread throughout an extensive network of 51 branches across the country.
Educational Loan
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
No processing fee or pre-payments for disbursement of loans.
Special discounts and free student registration at selected institutes.
Directly disbursed to institute as per required structure, enabling easier visa processing.
Obtain loan stage by stage, preventing unnecessary interest payments. | Hassle-free process and highly flexible.
SMS alert service to update customers on the status of their loan at different stages of the process in their preferred language.
Minimum documentation required. | Speedy doorstep services.
Pragathi Education Loans
Indicative Rate (P.A) Tenure Max. Loan
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Features
'Pragathi' Education Loan has been especially designed to assist students and professionals who seek financial assistance for their higher educational purposes.
You have the opportunity of obtaining joint loan facilities with parents or your spouse as well.
CDB Personal Loans
Indicative Rate (P.A) Tenure Max. Loan
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Features
Cash within two days | Personal loans up to Rs. 7 million and the ability to enhance the facility every six months
A repayment period of up to 84 months | Fixed interest rate for five years
Special interest rates for Professionals | Personalized service at your doorstep
Property Loan
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Attractive low interest rates | Hassle-free process | Customised solutions for your specific financial situation
Enjoy the benefit of a loan against your property at the current market value, without searching for other funding options.
Get a loan against an existing commercial or residential property, with flexible repayment options with absolute ease and convenience.
Property mortgage loans
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Asset back loan facility
A maximum granting amount of 60 % of FSV (force sale value)
The loan will be provided within 7 working days
Affordable interest rates / Minimum requirement of documents
Flexible repayment methods provided
'Kruthahastha' Pension Loan
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Our Pension Loan Scheme caters to all personal cash requirements of our valuable customers at a competitive interest rate.
Loan facility will be provided to Pension Income earners. Maximum tenure is up to 15 years.
Nivahana – Housing Loans
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Loan up to LKR. 10.0Mn against mortgage over immovable property
Maximum repayment period of 10 years | Maximum repayment period of 03 years
Grace period of 6 months for loans granted for new house construction
Loan will be released in stages for construction of houses
Loan up to LKR. 0.5Mn for Diriya members with 02 personal guarantors & simple lodgement of the land permit
Doorstep service in collecting documents from the customers | Quick processing of the loan with minimal documents
Quick Cash Personal Loan
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Construction, purchasing, renovation, extension, repairs and modifications of a house.
Educational purposes.
Overseas travels.
Weddings and other social functions.
Any other personal need (purchasing consumer durables, jewellery, etc.)
CDB Advance Roof Solar
Indicative Rate (P.A) Tenure Max. Loan
Click "Apply Online" for best rates!

Features
Special interest rates | Flexible repayment period up to 7 years
A reputed CEA registered rooftop solar solution provider (Hayleys Solar) as a partner
Zero electricity bills or an Investment Plan
No electricity bills | Personalised service at your doorstep
Free consultation and feasibility report | Convenient installation
Easy procedures and less documentation | No securities or deed mortgage
Hassle free process to obtain grid connection (Dealing with CEB/LECO not necessary)
Insurance for solar system within the facility period