People's Leasing & Finance PLC
People’s Leasing & Finance PLC (PLC) is a licensed Sri Lankan Finance Company, which was incorporated on 22nd August 1995 as a private limited liability company. The Company was listed on the Colombo Stock Exchange on 24th November 2011.
Contact No : +94112 631 631
mobile : +94112 631 631
Address : No.1161, Maradana Road, Borella. Sri Lanka
Swift Code : N/A
- Vehicle Leasings / Loans
- Personal & Housing Loans
- Gold Loans
- Propositions
- Savings & Current Accounts
- Fixed Deposits
Loans
Investment
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Fast Track
| Indicative Rate (P.A) | Tenure | Max Loan Amount |
| Click "Apply Online" for best rates! | ||
|---|---|---|
Features
Obtain approved full loan amount at once or instalments within a period of up to 02 years.
Fixed interest rates with the ability to submit movable and immovable assets as security.
Minimum loan amount is Rs. 100,000/- while the maximum amount depends on the repayment capacity of the customer and the security provided.
Repayment of interest and capital amount tailored according to customers’ income.
Payments exceeding minimum monthly instalment enables the extra amount be deducted from the balance capital amount of the loan, resulting in the decrease of future instalments.
Apply as individual/joint or corporates.
Educational Loan
| Indicative Rate (P.A) | Tenure | Max Loan Amount |
| Click "Apply Online" for best rates! | ||
|---|---|---|
Features
No processing fee or pre-payments for disbursement of loans.
Special discounts and free student registration at selected institutes.
Directly disbursed to institute as per required structure, enabling easier visa processing.
Obtain loan stage by stage, preventing unnecessary interest payments. | Hassle-free process and highly flexible.
SMS alert service to update customers on the status of their loan at different stages of the process in their preferred language.
Minimum documentation required. | Speedy doorstep services.
Quick Cash Personal Loan
| Indicative Rate (P.A) | Tenure | Max Loan Amount |
| Click "Apply Online" for best rates! | ||
|---|---|---|
Features
Construction, purchasing, renovation, extension, repairs and modifications of a house.
Educational purposes.
Overseas travels.
Weddings and other social functions.
Any other personal need (purchasing consumer durables, jewellery, etc.)
Housing Loan
| Indicative Rate (P.A) | Tenure | Max Loan Amount |
| Click "Apply Online" for best rates! | ||
|---|---|---|
Features
Loan repayment period up to maximum of 15 years | A maximum capital grace period up to 60 months
Loan approval within 3 working days & cash in hand in 7 days | Plan your installments according to your repayment capacity
Assistance to obtain required documents such as, extracts from land registry, draft deed, local authority documents. (Street lines, non-vesting, ownership)
A tailored loan package, minimum documentation, speedy and totally hassle – free process with doorstep service
We consider present and future income when calculating your repayment capacity | Reduction of loan installment or loan period by part settlement at any time
The freedom to replace the asset (security) during the loan period and to continue the contract with the same terms and conditions without additional charges
The liberty to transfer the ownership of the asset and the contract | Free insurance cover for household items
Gold Loan
| Indicative Rate (P.A) | Tenure | Max Loan Amount |
| Click "Apply Online" for best rates! | ||
|---|---|---|
Features
Highest gold loan advance for your gold articles. | Loans offered at the lowest interest rates in the gold loan market.
Absolutely no hidden/additional charges. | Able to settle gold loan in easy instalments at your discretion.
Easy repayment schemes to select from 1, 3, 6 and 12 months.| Free insurance cover for your gold.
Ability redeem individual article when you have several gold loan facilities with us.
Extend loan period by paying minimum interest at maturity.
You are served by well-trained, experienced and friendly staff.
SMS notifications prior to the maturity date.
People’s Friendly Lease
| Indicative Rate (P.A) | Tenure | Max Loan Amount |
| Click "Apply Online" for best rates! | ||
|---|---|---|
Features
Easy payment schemes and fast and friendly service through an island-wide branch network.
Facilities to purchase cars, buses, lorries, jeeps, tractors, three wheelers, agricultural machinery, construction machinery and equipment.
Minimum documentation with competitive interest rates and speedy doorstep services.
Range of lease structures with maximum benefits including include Step Up, Balloon and Residual value.
Facilities available to all applicants regardless of year of manufacture and loan amount ascertained on income level.
Comprehensive vehicle insurance offered through People’s Insurance PLC at a special premium.
Auto Loan
| Indicative Rate (P.A) | Tenure | Max Loan Amount |
| Click "Apply Online" for best rates! | ||
|---|---|---|
Features
Negotiable repayment period.
Attractive interest rates and minimum monthly instalment set only up to the interest applicable for the particular month.
Apply as individual/joint or corporates.
Loan repayment period extended up to 72 months for greater affordability and enabling a low monthly rental.
Replacement of the vehicle purchased using the loan with a newer or different model possible during the repayment period.
Insurance, vehicle evaluation and other extra vehicle-related services provided in-house, without the need to consult separate agents or companies.
Features
Obtain loan at once or stage by stage, preventing unnecessary interest payments.
Competitive fixed interest rates.
Submit movable and immovable assets as loan security.
Minimum loan amount is Rs. 100,000 while the maximum amount depends on the repayment capacity of the customer.
Monthly rental tailored according to income.
Minimum documentation required.
Speedy doorstep services.
Features
Tailor made working capital solutions depending on customer’s requirements.
Each facility handled by an experienced portfolio management officer and does not require assets to be pledged as collateral.
Analysis of customer’s strengths, products and the debtors in deciding a suitable facility.
70% to 85% advancement of face value of eligible invoices/cheques.
Speedy approval process catering to urgent working capital requirements.
Features
Visa international debit card enabling cash withdrawals from any of People’s Bank teller machines or any of Visa compliant teller machines.
Debit withdrawals up to Rs.100, 000/- per day or purchases (POS) up to Rs.150, 000/- per day.
SMS notification facility for every transaction such as deposits, withdrawals and performance of standing orders.
Door to door savings cash collection service. | Free standing order facilities. | Cheque deposits drawn in favor of account holder.
Deposit and withdraw cash from any of the PLC branches in our network.
Super Investment Plan to get a fixed amount in a desired period.
Senior Citizen Savings
| Category | Indicative Rate (P.A) |
| Senior Citizens | 4.50% |
|---|
Features
4.50% p.a with interest calculated on a daily basis and credited at the end of the month.
Visa international debit card enabling cash withdrawals from any of People’s Bank teller machines or any of Visa compliant teller machines.
Debit withdrawals up to Rs.100, 000/- per day or purchases up to Rs.150, 000/- per day.
SMS notification facility for every transaction such as deposits, withdrawals and performance of standing orders.
Door to door savings cash collection service. | Free standing order facilities.
Acceptance of Cheque deposits drawn in favor of account holder.
Deposit and withdraw cash from any of our PLC branches within the PLC branch network.
Senehasa Minor Savings
| Category | Indicative Rate (P.A) |
| Children Savings | 5.00% |
|---|
Features
Account can be opened by Parent/Guardian on behalf of the child.
5.00% p.a with interest calculated on a daily balance and credited to the account at the end of each month.
Senehasa future investment plan to get a desired amount in a desired period.
Fixed Deposits
| 1 Month | 2 Months | 3 Months |
| 7.50% | 7.50% | 7.50% |
|---|---|---|
| 6 Months | 12 Months (1Y) | 24 Months (2Y) |
| 7.50% | 8.00% | 10.00% |
Features
Self-e-cash: The innovative concept of bundling Fixed Deposits and loan facilities obtainable anywhere, anytime at any frequency at your convenience.
Fixed Deposit certificate can be collected then and there for cash Deposits and for cheques on realizations.
Quick refunds on maturity and superior customer service. | Very competitive rates.
Monthly interest can be transferred to your PLC savings account. Enjoy interest of 4.5% p.a.
Operate your account at your leisure, anytime, anywhere through the PLC APP
Fixed Deposits Senior Citizen
| 1 Month | 2 Months | 3 Months |
| 7.50% | 7.50% | 7.50% |
|---|---|---|
| 6 Months | 12 Months (1Y) | 24 Months (2Y) |
| 7.50% | 8.50% | 10.50% |
Features
Up to 0.5% p.a additional interest for our most respected Senior Citizens.
Self-e-cash: The innovative concept of bundling Fixed Deposits and loan facilities obtainable anywhere, anytime at any frequency at your convenience
Fixed Deposit certificate can be collected then and there for cash Deposits and for cheques on realizations.
Quick refunds on maturity and superior customer service. | Very competitive rates.
Monthly interest can be transferred to PLC savings account. Enjoy interest of 4.5% p.a.
Operate your account at your leisure, anytime, anywhere through the PLC APP
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