A Savings Account is where an individual could deposit his/her savings with the financial institution and earn interest as an encouragement to save. Upon opening a Savings Account, a Debit card shall be provided to the individual in order to withdraw money from an ATM machine or over the counter and online payments. As additional value-added services, a Customer is given benefits such as internet and phone accsess to perform digital transactions and even check balances via SMS alerts. Most Debit Cards can be used globally.
General Savings Accounts
| Category | Indicative Rate (P.A) |
| Regular Savings | 6.50% |
|---|
Features
With a simple and flexible savings account from LOLC Finance, you can see your money grow. Our interest-bearing savings account will keep you one step ahead as you enjoy the rewards of competitive daily interest earnings and the convenience of ATM/Debit Card.
Free unlimited withdrawals & deposits with Standing Order facility
Interest calculated daily and credited monthly
Free ATM card, which can be used at any VISA ATM network locally & Globally
Facility to transfer funds to other financial institutions
Regular Savings
| Category | Indicative Rate (P.A) |
| Regular Savings | Contact Bank |
|---|
Features
The minimum opening balance for a savings account is Rs. 500.00
Fixed Deposits account holders or ‘Dirimaga’ customers can open with a minimum balance of Rs.100.00.
CIM accounts can be opened with even a zero balance. There is no opening fee.
Your maintenance fees will be the applicable CEFTS and SLIPS fees, and a transaction fee for ATM withdrawals.
A Deposit Insurance Coverage of maximum up to Rs. 1,100,000.00 based on the amount deposited is also available.
CDB Real Savings
| Category | Indicative Rate (P.A) |
| Regular Savings | Up to 3.00% |
|---|
Features
Free access to CDBiNet digital financial platform | Free ATM withdrawals 4 times a month
Convenience of remitting your salary to your account | Standing order facility
Conduct cash transactions via any Visa ATM through your CDB Visa International Debit Card | Open an account with a Rs. 500 minimum deposit
Siyapatha Plus
| Category | Indicative Rate (P.A) |
| Special Savings | Up to 5.00% |
|---|
Features
A higher interest rate
Islandwide LankaPay ATM network
SMS notifications for all transactions, in real-time
Islandwide branch network
Variety of Savings accounts to match your Savings requirements
Daru Isuru Savings
| Category | Indicative Rate (P.A) |
| Children Savings | 4.50% |
|---|
Features
The Daru Isuru savings accounts were designed specifically for parents who cannot open a separate saving account for their children.
All that is required, is for the parent or guardian, to open a savings account in their name, with a minimum deposit of Rs 1,000, and a subsidiary account will be opened for the child.
A portion of the interest from the parent’s/guardian’s account will be transferred to the child’s account every month, gradually building up saving for the child, as well as the adult.
MINOR SAVINGS - (Singer 'MUTHU')
| Category | Indicative Rate (P.A) |
| Children Savings | 10.00% |
|---|
Features
Attractive interest rate
Save for your child with higher interest rate instead of having Gifts.
Rajini Savings Account
| Category | Indicative Rate (P.A) |
| Women's Saving | 5.50% |
|---|
Features
The interest rates is higher than regular savings accounts to provide added financial benefits.
Initial deposit is Rs.1,000.00.
Standing order facility
Interest calculated on daily balance and credited monthly.
Free SMS notification on every transaction made.
Features
Initial deposit is Rs.1,000.00.
Minimum balance of Rs.1,000.00 should be maintained to earn interest .
Standing order facility
Interest calculated on daily balance and credited monthly.
Free SMS notification on every transaction made.
Features
Attractive interest rate
Features
Highest interest rates in the market in the savings account category.
Senior citizens are granted an additional 1% on the going rate.
Can be used to obtain personal loans.
Interest is calculated daily and credited monthly.
General Savings Account
| Category | Indicative Rate (P.A) |
| Regular Savings | Up to 5.00% |
|---|
Features
Interest calculated on daily balance and credited monthly
Standing order facility
Convenient cash deposits/withdrawals/ fund transfers through island-wide branch network
24 hours’ access to your account through HNB ATM card
Free SMS notification on every transaction made
"Shreyshta" Savings Account
| Category | Indicative Rate (P.A) |
| Senior Citizens | Contact Company |
|---|
Features
We would like to provide competitive interest rates for you to benefit from your savings and continue to enjoy life.
Muthuhara Children's Savings Accounts
| Category | Indicative Rate (P.A) |
| Children Savings | 5.00% |
|---|
Features
Higher interest rate
Security guaranteed on trust built over four decades
Personalized service
Investment advisory service
Senior citizens Savings
| Category | Indicative Rate (P.A) |
| Senior Citizens | 6.50% |
|---|
Features
Attractive interest rate
Daily interest calculation
Friendly, professional and loyal customer service
Yalu – Children’s Savings
| Category | Indicative Rate (P.A) |
| Children Savings | Up to 5.00% |
|---|
Features
Interest calculated on daily balance and credited monthly.
Free SMS notification on every transaction made.
Attractive Gifts
MI Kids Savings Account
| Category | Indicative Rate (P.A) |
| Children Savings | 7.50% |
|---|
Features
An account that will help build a strong financial foundation for your child to realize a brighter future.
CF Senior Citizen Savings
| Category | Indicative Rate (P.A) |
| Senior Citizens | Up to 5.50% |
|---|
Features
With high returns and other benefits this account is ideal for those who want a secure a flexible way to invest their funds.
The account can be opened with a minimum balance of Rs.1, 000/=.
Suraksha Savings Accounts
| Category | Indicative Rate (P.A) |
| Regular Savings | 4.50% |
|---|
Features
Higher interest rate
Security guaranteed on trust built over four decades
Personalized service
Investment advisory service
“Punchi” Minor’s Savings
| Category | Indicative Rate (P.A) |
| Children Savings | 5.00% |
|---|
Features
The Child will be eligiable for many gifts for their savings. Gift Scheme
Interest rate of 2.25% per annum
Special Promotion during Sinhala & Tamil New Year and Christmas seasons
Free children’s health insuarance policy
Pancha Children’s Savings
| Category | Indicative Rate (P.A) |
| Children Savings | 4.50% |
|---|
Features
Minor savings is an investment made on behalf of the child for future use for his/her education, health, sports & entrepreneurship.
Mudarabah Savings
| Category | Indicative Rate (P.A) |
| Senior Citizens | Contact Bank |
|---|
Features
Profits are accrued on a daily basis and credited to the account prior to the 15th of the following month. Other features include VISA enabled debit cards, POS transactions for debit card holders, ATM withdrawals through any Lanka Pay enabled ATM machine locally and VISA enabled ATM machine internationally, LB e-connect facility completely free of
Internal standing orders and Direct Debits are available free of charge, and SLIPS/ CEFTS transfer facilities are available.
Your minimum balance should only be Rs.500.00.
There are no opening fees applicable.
Digital Savings Account
| Category | Indicative Rate (P.A) |
| Regular Savings | 5.50% |
|---|
Features
No charges on utility bill payments
Instant and paperless
Anytime banking
There is no minimum deposit amount to open a DF Savings account
Features
A higher interest rate
Islandwide LankaPay ATM network
SMS notifications for all transactions, in real-time
Islandwide branch network
Variety of Savings accounts to match your Savings requirements
CF Excel Savings
| Category | Indicative Rate (P.A) |
| Special Savings | Up to 6.25% |
|---|
Features
The Savings account can be opened with a minimum balance of Rs.10, 000/=.
This is the ideal savings account for depositors who are expecting to save more and gain more Savings with high returns.
Savings depositors have the option of depositing cheques, requesting cheque refunds without any charge.
Features
Visa international debit card enabling cash withdrawals from any of People’s Bank teller machines or any of Visa compliant teller machines.
Debit withdrawals up to Rs.100, 000/- per day or purchases (POS) up to Rs.150, 000/- per day.
SMS notification facility for every transaction such as deposits, withdrawals and performance of standing orders.
Door to door savings cash collection service. | Free standing order facilities. | Cheque deposits drawn in favor of account holder.
Deposit and withdraw cash from any of the PLC branches in our network.
Super Investment Plan to get a fixed amount in a desired period.
Little Heroes
| Category | Indicative Rate (P.A) |
| Children Savings | Contact Bank |
|---|
Features
Your child’s account will be credited with a tiered interest rate as calculated depending upon the daily balance.
These interests will be accrued ona daily basis and capitalized at the end of each month.
The minimum balance required to be maintained in the account is just Rs.500.00, and no opening or maintenance fee is applicable.
You are also eligible for a Deposit Insurance Coverage of maximum up to Rs.1,100,000.00 based on the deposit amount.
Features
Attractive gifts and gift vouchers will be presented to the young savers with high rates of interest calculated on the daily balance of the account, which is credited to the account monthly.
Features
Attractive interest rate
Daily interest calculation
Friendly, professional and loyal customer service
Features
Higher rate of interest with all other facilities.
The Savings account can be opened with a minimum balance of Rs.1, 000/=
CDB Deeghayu Savings
| Category | Indicative Rate (P.A) |
| Senior Citizens | 5.00% |
|---|
Features
Priority Service | Withdraw cash at any time
Access to a leading ATM network in Sri Lanka
Free SMS notifications on transactions | Free access to CDBiNet digital financial platform
Features
When your account reaches Rs. 10,000/-, you will receive a bonus interest of 25% on your savings.
A safe place to deposit your hard earned funds
Higher interest rate for your savings
Personalized professional service
Free standing order facilities within MBSL
Island wide branch network for your convinience.
Fixed Saver
| Category | Indicative Rate (P.A) |
| Special Savings | Contact Finance |
|---|
Features
A Fixed Saver deposit can be opened with only Rs 1,000, which is much lower than the standard requirement to open a fixed deposit.
Offers the best interest rates in the market for fixed deposits.
Senior citizens are granted an additional 1% on the going rates
Interest is calculated daily and credited monthly.
Can be used to obtain a personal loan.
LB CIM Digital Bank Account
| Category | Indicative Rate (P.A) |
| Special Savings | 4.00% |
|---|
Features
With this facility, you can now earn an attractive return of 4% [p.a.] for your CIM balance.
Furthermore, the mobility of the money that you would save using CIM would be significantly high.
Senior Citizen Savings
| Category | Indicative Rate (P.A) |
| Senior Citizens | 13.50% |
|---|
Features
Attractive interest rate
Features
Savings Accounts from UB Finance offer higher interests for your hard earned savings.
Open an account with just Rs. 500 and enjoy a host of added features along with your Savings Account.
"Pravishta" Savings Account
| Category | Indicative Rate (P.A) |
| Children Savings | Contact Company |
|---|
Features
We offer competitive interest rates on the savings deposit.
Senior Citizen Savings
| Category | Indicative Rate (P.A) |
| Senior Citizens | 4.50% |
|---|
Features
4.50% p.a with interest calculated on a daily basis and credited at the end of the month.
Visa international debit card enabling cash withdrawals from any of People’s Bank teller machines or any of Visa compliant teller machines.
Debit withdrawals up to Rs.100, 000/- per day or purchases up to Rs.150, 000/- per day.
SMS notification facility for every transaction such as deposits, withdrawals and performance of standing orders.
Door to door savings cash collection service. | Free standing order facilities.
Acceptance of Cheque deposits drawn in favor of account holder.
Deposit and withdraw cash from any of our PLC branches within the PLC branch network.
Features
Attractive interest rate
Daily interest calculation
Friendly, professional and loyal customer service
Features
Make deposits via cash, cheque, drafts, money orders and interbank transfers
Access your account 24/7 from anywhere in the world
CF Super Savings
| Category | Indicative Rate (P.A) |
| Special Savings | Up to 5.00% |
|---|
Features
The desired sum could be retained in your savings account and the Savings balance could be transferred to a Fixed Deposit for a specified period and amount of your choice.
This process will be effected automatically and the said Savings balance will be maintained in your savings account while you would enjoy Savings interest on your Savings account & Deposit.
The account can be opened with a minimum balance of Rs.1, 000/=.
Miyulasi – Women’s Savings
| Category | Indicative Rate (P.A) |
| Women's Saving | Up to 2.50% |
|---|
Features
Standing order facility
Convenient cash deposits/withdrawals/ fund transfers through island wide branch network
24 hours access to your account through HNB Finance ATM card
Free SMS notification on every transaction made
Interest calculated on daily balance and credited monthly.
Miyulasi advance savings LKR 3000/- credited to the account in the event of account opening.
No interest shall be charged for advance savings LKR 3000.
Senior Citizens Savings Accounts
| Category | Indicative Rate (P.A) |
| Senior Citizens | Contact Bank |
|---|
Features
The minimum balance requirement for a savings account is Rs. 500.00
Fixed Deposits account holders or ‘Dirimaga’ customers can have a minimum balance of Rs.100.00. No opening fee or maintenance fee is applicable.
Account holders are eligible for a Deposit Insurance Coverage of a maximum of up to Rs.1,100,000.00 based on the amount deposited
CF Lamaa savings
| Category | Indicative Rate (P.A) |
| Children Savings | Up to 6.75% |
|---|
Features
Can enjoy special Savings interest rates which are higher than regular savings rates.
Features
AMF Children’s Savings Accounts are the simple way to help you and your child save for the future.
Higher interest rate than the regular savings account
Low minimum opening deposit of Rs. 1,000/-
Senior Citizens’ Savings Accounts
| Category | Indicative Rate (P.A) |
| Senior Citizens | 6.50% |
|---|
Features
Minimum deposit of LKR 1,000/-
Free ATM card, which can be used at any VISA ATM network Locally & Globally
Facility to transfer funds to other financial institutions
Interest calculated daily and credited monthly
Sihina Ayojana Account
| Category | Indicative Rate (P.A) |
| Special Savings | Contact Company |
|---|
Features
A monthly savings commitment to reach a targeted amount at the end of agreed period.
Attractive interest rate .
The payment date of the monthly investment amount will be decided as per the customer’s preference
Target amount and period of investment will be chosen by the customer:
Period of investment: minimum of 01 year to maximum of 03 Years
Account holder can deposit money into their savings accounts on a daily basis and then transfer the accumulated funds to their SIHINA Ayojana accounts.
Super Savings Accounts
| Category | Indicative Rate (P.A) |
| Special Savings | Up to 7.00% |
|---|
Features
Free unlimited withdrawals & deposits with Standing Order facility
Free ATM Card for all individual accounts, which can be used at any VISA ATM network Locally & Globally
Facility to transfer funds to other financial institutions
Interest calculated daily – higher rate if daily balance increases
CDB Rankati
| Category | Indicative Rate (P.A) |
| Children Savings | Up to 6.00% |
|---|
Features
Secure a wealthy future for your child with the CDB Rankati Children’s Savings Account. Rankati offers your child an amazing array of benefits through different savings plans to suit your needs.
MI Max Savings Account
| Category | Indicative Rate (P.A) |
| Children Savings | 6.50% |
|---|
Features
An account for all other Sri Lankans above legal age investing in their future financial independence.
Attractive interest rates
Can be opened and accessed at any Mercantile Investments branch island-wide.
Senior Citizen Savings
| Category | Indicative Rate (P.A) |
| Senior Citizens | Up to 4.50% |
|---|
Features
Make deposits via cash, cheque, drafts, money orders and interbank transfers
Access your account 24/7 from anywhere in the world
RPF Vishrama Savings for Senior Citizens
| Category | Indicative Rate (P.A) |
| Senior Citizens | 6.00% |
|---|
Features
Attractive interest rate
Features
A higher interest rate
Islandwide LankaPay ATM network
SMS notifications for all transactions, in real-time
Islandwide branch network
Variety of Savings accounts to match your Savings requirements
Children’s Savings Accounts
| Category | Indicative Rate (P.A) |
| Children Savings | 7.00% |
|---|
Features
Minimum deposit of LKR 1000/-
Competitive interest rate
Free ATM card upon reaching 18 years, which can be used at any Visa ATM Locally & Globally
Total flexibility in opening the account at any branch
Interest calculated daily and credited monthly for all accounts
With an attractive rate of interest, it is suitable for teaching your child to manage his/her personal finance in a more responsible and independent manner. Choose LOLC Finance Champ Savings Account and give your child the best that life has to offer.
“Punchi Star” Minor’s Savings
| Category | Indicative Rate (P.A) |
| Children Savings | 6.00% |
|---|
Features
Interest rate of 3.50% per annum
Special Promotion during Sinhala & Tamil New Year and Christmas seasons
Free children’s health insuarance policy
"Vishishta" Saving Account
| Category | Indicative Rate (P.A) |
| Regular Savings | Contact Company |
|---|
Features
At Fintrex we strongly believe in building the habit of saving among our customers. One of our key goals is to increase the savings habit in the SME sector, which is the future of the country.
Money Market Savings Account
| Category | Indicative Rate (P.A) |
| Salary Savings | Contact Company |
|---|
Features
Podiththa Savings Account
| Category | Indicative Rate (P.A) |
| Children Savings | 6.00% |
|---|
Features
Attractive Rate of Interest
Amazing array of benefits with the growth of Account Balance
Periodical credits to the via standing orders placed with any financial institution.
An attractive gift scheme based on balance in the account.
Withdrawals Permitted at the discretion of the company to meet educational and medical needs of the child.
Savings Accounts
| Category | Indicative Rate (P.A) |
| Regular Savings | Contact Company |
|---|
Features
Attractive high interest rates
Hassle free withdrawal process
Personal advice and guidance from our Investment Officers
Senehasa Minor Savings
| Category | Indicative Rate (P.A) |
| Children Savings | 5.00% |
|---|
Features
Account can be opened by Parent/Guardian on behalf of the child.
5.00% p.a with interest calculated on a daily balance and credited to the account at the end of each month.
Senehasa future investment plan to get a desired amount in a desired period.
Minor Savings
| Category | Indicative Rate (P.A) |
| Children Savings | Contact Company |
|---|
Features
Attractive interest rates
Special CSR programs to help preschool education
Attractive promotions
Regular Savings Accounts
| Category | Indicative Rate (P.A) |
| Regular Savings | 4.00% |
|---|
Features
Start saving for your future today with an AMF Savings account and earn interest on the money you save.
Low minimum opening deposit of Rs. 1,000
Immediate loan facilities up to 90% of the account balance
Features
Attractive interest rates
Convenience of remitting your deposit interest to your account
Standing order facility
Extensive Islanwide branch network to easy withdrawal
RPF Platinum Savings
| Category | Indicative Rate (P.A) |
| Regular Savings | 6.00% |
|---|
Features
Attractive interest rate
An attractive 6.50% can be offered to individuals that belong in the criteria or any other registered corporate entity.
RPF Randaru Savings for Minors
| Category | Indicative Rate (P.A) |
| Children Savings | 6.50% |
|---|
Features
Randaru Savings Account is designed with a special interest rate of 7.00% to encourage savings for the future generation in the country.
Features
A safe place to deposit your hard earned funds.
Unlimited amount of withdrawals for the same interest rate.
Personalized professional and priority service at the banking network.
Free standing order facilities within MBSL.
Island wide branch network for your convenience.
CDB Platinum Saver
| Category | Indicative Rate (P.A) |
| Special Savings | Up to 6.00% |
|---|
Features
Interest calculated daily | Standing order facility
Free CDB Visa International Debit Card | Cash withdrawal anytime
Access to a leading ATM network | Free access to CDBiNet digital financial platform
Features
A higher interest rate
Islandwide LankaPay ATM network
SMS notifications for all transactions, in real-time
Islandwide branch network
Variety of Savings accounts to match your Savings requirements
CDB Salary Plus
| Category | Indicative Rate (P.A) |
| Salary Savings | Up to 3.00% |
|---|
Features
Standing order facility | CDB Visa International Debit Card
Free access to CDBiNet digital financial platform | Free SMS alerts on transactions
Facility to remit your salary directly to your account | Open a savings account for a minimum amount of Rs.500/-