Savings & Current Accounts

A Savings Account is where an individual could deposit his/her savings with the financial institution and earn interest as an encouragement to save. Upon opening a Savings Account, a Debit card shall be provided to the individual in order to withdraw money from an ATM machine or over the counter and online payments. As additional value-added services, a Customer is given benefits such as internet and phone accsess to perform digital transactions and even check balances via SMS alerts. Most Debit Cards can be used globally.


Finance Company
Savings Account Categories
Senior Citizens Savings Accounts
Category Indicative Rate (P.A)
Senior Citizens Contact Bank

Features
The minimum balance requirement for a savings account is Rs. 500.00
Fixed Deposits account holders or ‘Dirimaga’ customers can have a minimum balance of Rs.100.00. No opening fee or maintenance fee is applicable.
Account holders are eligible for a Deposit Insurance Coverage of a maximum of up to Rs.1,100,000.00 based on the amount deposited

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Children’s Savings Accounts
Category Indicative Rate (P.A)
Children Savings 7.00%

Features
Minimum deposit of LKR 1000/-
Competitive interest rate
Free ATM card upon reaching 18 years, which can be used at any Visa ATM Locally & Globally
Total flexibility in opening the account at any branch
Interest calculated daily and credited monthly for all accounts
With an attractive rate of interest, it is suitable for teaching your child to manage his/her personal finance in a more responsible and independent manner. Choose LOLC Finance Champ Savings Account and give your child the best that life has to offer.

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General Savings Account
Category Indicative Rate (P.A)
Regular Savings Up to 6.50%

Features
Interest calculated on daily balance and credited monthly
Standing order facility
Convenient cash deposits/withdrawals/ fund transfers through island-wide branch network
24 hours’ access to your account through HNB ATM card
Free SMS notification on every transaction made

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Savings Accounts
Category Indicative Rate (P.A)
Regular Savings 4.00%

Features
When your account reaches Rs. 10,000/-, you will receive a bonus interest of 25% on your savings.
A safe place to deposit your hard earned funds
Higher interest rate for your savings
Personalized professional service
Free standing order facilities within MBSL
Island wide branch network for your convinience.

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Senior Citizens’ Savings Accounts
Category Indicative Rate (P.A)
Senior Citizens 6.50%

Features
Minimum deposit of LKR 1,000/-
Free ATM card, which can be used at any VISA ATM network Locally & Globally
Facility to transfer funds to other financial institutions
Interest calculated daily and credited monthly

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CF Excel Savings
Category Indicative Rate (P.A)
Special Savings Up to 6.25%

Features
The Savings account can be opened with a minimum balance of Rs.10, 000/=.
This is the ideal savings account for depositors who are expecting to save more and gain more Savings with high returns.
Savings depositors have the option of depositing cheques, requesting cheque refunds without any charge.

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LB CIM Digital Bank Account
Category Indicative Rate (P.A)
Special Savings 4.00%

Features
With this facility, you can now earn an attractive return of 4% [p.a.] for your CIM balance.
Furthermore, the mobility of the money that you would save using CIM would be significantly high.

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CF Super Savings
Category Indicative Rate (P.A)
Special Savings Up to 5.00%

Features
The desired sum could be retained in your savings account and the Savings balance could be transferred to a Fixed Deposit for a specified period and amount of your choice.
This process will be effected automatically and the said Savings balance will be maintained in your savings account while you would enjoy Savings interest on your Savings account & Deposit.
The account can be opened with a minimum balance of Rs.1, 000/=.

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Miyulasi – Women’s Savings
Category Indicative Rate (P.A)
Women's Saving Up to 4.00%

Features
Standing order facility
Convenient cash deposits/withdrawals/ fund transfers through island wide branch network
24 hours access to your account through HNB Finance ATM card
Free SMS notification on every transaction made
Interest calculated on daily balance and credited monthly.
Miyulasi advance savings LKR 3000/- credited to the account in the event of account opening.
No interest shall be charged for advance savings LKR 3000.

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CDB Real Savings
Category Indicative Rate (P.A)
Regular Savings Up to 3.00%

Features
Free access to CDBiNet digital financial platform | Free ATM withdrawals 4 times a month
Convenience of remitting your salary to your account | Standing order facility
Conduct cash transactions via any Visa ATM through your CDB Visa International Debit Card | Open an account with a Rs. 500 minimum deposit

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Fixed Saver
Category Indicative Rate (P.A)
Special Savings Contact Finance

Features
A Fixed Saver deposit can be opened with only Rs 1,000, which is much lower than the standard requirement to open a fixed deposit.
Offers the best interest rates in the market for fixed deposits.
Senior citizens are granted an additional 1% on the going rates
Interest is calculated daily and credited monthly.
Can be used to obtain a personal loan.

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Super Savings
Category Indicative Rate (P.A)
Special Savings 4.50%

Features
Visa international debit card enabling cash withdrawals from any of People’s Bank teller machines or any of Visa compliant teller machines.
Debit withdrawals up to Rs.100, 000/- per day or purchases (POS) up to Rs.150, 000/- per day.
SMS notification facility for every transaction such as deposits, withdrawals and performance of standing orders.
Door to door savings cash collection service. | Free standing order facilities. | Cheque deposits drawn in favor of account holder.
Deposit and withdraw cash from any of the PLC branches in our network.
Super Investment Plan to get a fixed amount in a desired period.

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Mudarabah Savings
Category Indicative Rate (P.A)
Senior Citizens Contact Bank

Features
Profits are accrued on a daily basis and credited to the account prior to the 15th of the following month. Other features include VISA enabled debit cards, POS transactions for debit card holders, ATM withdrawals through any Lanka Pay enabled ATM machine locally and VISA enabled ATM machine internationally, LB e-connect facility completely free of
Internal standing orders and Direct Debits are available free of charge, and SLIPS/ CEFTS transfer facilities are available.
Your minimum balance should only be Rs.500.00.
There are no opening fees applicable.

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Senehasa Minor Savings
Category Indicative Rate (P.A)
Children Savings 5.00%

Features
Account can be opened by Parent/Guardian on behalf of the child.
5.00% p.a with interest calculated on a daily balance and credited to the account at the end of each month.
Senehasa future investment plan to get a desired amount in a desired period.

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Siyapatha Plus
Category Indicative Rate (P.A)
Special Savings Up to 5.00%

Features
A higher interest rate
Islandwide LankaPay ATM network
SMS notifications for all transactions, in real-time
Islandwide branch network
Variety of Savings accounts to match your Savings requirements

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Daru Isuru Savings
Category Indicative Rate (P.A)
Children Savings 4.50%

Features
The Daru Isuru savings accounts were designed specifically for parents who cannot open a separate saving account for their children.
All that is required, is for the parent or guardian, to open a savings account in their name, with a minimum deposit of Rs 1,000, and a subsidiary account will be opened for the child.
A portion of the interest from the parent’s/guardian’s account will be transferred to the child’s account every month, gradually building up saving for the child, as well as the adult.

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Siyapatha Saver
Category Indicative Rate (P.A)
Regular Savings 4.50%

Features
A higher interest rate
Islandwide LankaPay ATM network
SMS notifications for all transactions, in real-time
Islandwide branch network
Variety of Savings accounts to match your Savings requirements

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Podiththa Savings Account
Category Indicative Rate (P.A)
Children Savings 6.00%

Features
Attractive Rate of Interest
Amazing array of benefits with the growth of Account Balance
Periodical credits to the via standing orders placed with any financial institution.
An attractive gift scheme based on balance in the account.
Withdrawals Permitted at the discretion of the company to meet educational and medical needs of the child.

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Minor Savings
Category Indicative Rate (P.A)
Children Savings 4.00%

Features
Attractive gifts and gift vouchers will be presented to the young savers with high rates of interest calculated on the daily balance of the account, which is credited to the account monthly.

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Super Savings Accounts
Category Indicative Rate (P.A)
Special Savings Up to 7.00%

Features
Free unlimited withdrawals & deposits with Standing Order facility
Free ATM Card for all individual accounts, which can be used at any VISA ATM network Locally & Globally
Facility to transfer funds to other financial institutions
Interest calculated daily – higher rate if daily balance increases

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Little Heroes
Category Indicative Rate (P.A)
Children Savings Contact Bank

Features
Your child’s account will be credited with a tiered interest rate as calculated depending upon the daily balance.
These interests will be accrued ona daily basis and capitalized at the end of each month.
The minimum balance required to be maintained in the account is just Rs.500.00, and no opening or maintenance fee is applicable.
You are also eligible for a Deposit Insurance Coverage of maximum up to Rs.1,100,000.00 based on the deposit amount.

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Regular Savings
Category Indicative Rate (P.A)
Regular Savings Contact Bank

Features
The minimum opening balance for a savings account is Rs. 500.00
Fixed Deposits account holders or ‘Dirimaga’ customers can open with a minimum balance of Rs.100.00.
CIM accounts can be opened with even a zero balance. There is no opening fee.
Your maintenance fees will be the applicable CEFTS and SLIPS fees, and a transaction fee for ATM withdrawals.
A Deposit Insurance Coverage of maximum up to Rs. 1,100,000.00 based on the amount deposited is also available.

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Senior Citizen Savings
Category Indicative Rate (P.A)
Senior Citizens 4.50%

Features
4.50% p.a with interest calculated on a daily basis and credited at the end of the month.
Visa international debit card enabling cash withdrawals from any of People’s Bank teller machines or any of Visa compliant teller machines.
Debit withdrawals up to Rs.100, 000/- per day or purchases up to Rs.150, 000/- per day.
SMS notification facility for every transaction such as deposits, withdrawals and performance of standing orders.
Door to door savings cash collection service. | Free standing order facilities.
Acceptance of Cheque deposits drawn in favor of account holder.
Deposit and withdraw cash from any of our PLC branches within the PLC branch network.

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"Vishishta" Saving Account
Category Indicative Rate (P.A)
Regular Savings Contact Company

Features
At Fintrex we strongly believe in building the habit of saving among our customers. One of our key goals is to increase the savings habit in the SME sector, which is the future of the country.

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Savings Accounts
Category Indicative Rate (P.A)
Regular Savings 4.00%

Features
Savings Accounts from UB Finance offer higher interests for your hard earned savings.
Open an account with just Rs. 500 and enjoy a host of added features along with your Savings Account.

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Sihina Ayojana Account
Category Indicative Rate (P.A)
Special Savings Contact Company

Features
A monthly savings commitment to reach a targeted amount at the end of agreed period.
Attractive interest rate .
The payment date of the monthly investment amount will be decided as per the customer’s preference
Target amount and period of investment will be chosen by the customer:
Period of investment: minimum of 01 year to maximum of 03 Years
Account holder can deposit money into their savings accounts on a daily basis and then transfer the accumulated funds to their SIHINA Ayojana accounts.

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General Savings Accounts
Category Indicative Rate (P.A)
Regular Savings 6.50%

Features
With a simple and flexible savings account from LOLC Finance, you can see your money grow. Our interest-bearing savings account will keep you one step ahead as you enjoy the rewards of competitive daily interest earnings and the convenience of ATM/Debit Card.
Free unlimited withdrawals & deposits with Standing Order facility
Interest calculated daily and credited monthly
Free ATM card, which can be used at any VISA ATM network locally & Globally
Facility to transfer funds to other financial institutions

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