What is a Credit Card?

A Credit Card is issued by financial institution, allowing the cardholders to purchase goods and services on credit with a condition to settle within a particular timeframe with free interest or with interest if the due date is exceeded, as well as any additional agreed-upon charges. Credit Cards also offers benefits such as rewards, cashbacks and even monthly plans at zero percent interests to purchase products or services. Furthermore, the financial institution s allow users to withdraw cash as cash advances. financial institution shall decide the borrowing limits, based on an individual's eligibility and credit rating.


Finance Company
Card Limits
Card Fees
Best Used For

Gold Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 1,250/- 34%

Features
We, at LOLC Finance welcome you to join with the Mastercard Gold Credit Card and to take advantage of the wide range of the benefits which will enable you to 'Fuel the goodness in you'.

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Platinum Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 2,500/- 33%

Features
As your credit card partner, we at LOLC Finance are committed to bestow you with a blissful life.
With the greatest standards of security, maximum convenience and worldwide acceptance, utilise your LOLC Finance Mastercard Platinum Credit Card to 'Fuel the goodness in you' by radiating your inner happiness to everyone around you.

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CDB Platinum Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 4,500/- Free 28%

Features
CDBiControl Self Care App
Up to 55 days credit period from the 1st day of the billing cycle | Minimum limit of Rs. 100,000 (maximum limit: Rs. 299,999)
Access to MasterCard Lounges through Mastercard Airport Experiences (LoungeKey) at US$32 per visit
EMI Facility Option with a low handling fee (convert any purchase into multiple payments over a settlement period that is convenient for you)
Secure online purchases through MasterCard Secure code | Dual Interface cards (Contact and Contactless transactions via secure embedded chip) | Free E – Statement Facility

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CDB Gold Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 3,500/- Free 28%

Features
Lifetime annual fee waiver | CDBiControl Self Care App
Up to 55 days credit period from the 1st day of the billing cycle | Minimum limit of Rs. 50,000 (maximum limit: Rs. 99,999) | Secure online purchases through MasterCard Secure code
EMI Facility Option with a low handling fee (convert any purchase into multiple payments over a settlement period that is convenient for you)
Dual Interface cards (Contact and Contactless transactions via secure embedded chip) | Free E – Statement Facility
Free and instant SMS alerts on transactions (local and international transactions) | 24/7 customer service and transaction monitoring

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Mastercard World Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 4,000/- 20%

Features
EMV chip enabled (Maximum security is ensured). | MasterPayPass (Tap & Go option) | Global acceptance. | Equated monthly instalment plans.
Balance transfer facility. | Multiple repayment options. | Cash advance facility. | Facility of having three supplementary cards.
24*7 Customer Care Service available in Sinhala, Tamil and English. | E-Statements. | Free of charge SMS alerts.
A mobile app that brings your credit card to your fingertips. | Unmatched discounts and promotions. | More usage options through our island-wide merchant network.
Loan against Credit Card available balance. Free lounge access for CLC Co branded World cardholders.

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Mastercard Platinum Crdit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 1,500/- 20%

Features
EMV chip enabled (Maximum security is ensured). | MasterPayPass (Tap & Go option) | Global acceptance. | Equated monthly instalment plans.
Balance transfer facility.| Multiple repayment options. | Cash advance facility. | Facility of having three supplementary cards.
24*7 Customer Care Service available in Sinhala, Tamil and English. | E-Statements. | Free of charge SMS alerts.
A mobile app that brings your credit card to your fingertips. | Unmatched discounts and promotions. | More usage options through our island-wide merchant network.
Loan against Credit Card available balance. | Free lounge access for CLC Co branded World cardholders.

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Swairee – Women’s Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,500/- Free 32%

Features
Visa Platinum vertical card with smart reflects
No Annual fee for the life time | Appealing and unique card package
Feminine colours and theme | Women's Empowerment Fund
Environment friendly Green PIN
Free airport lounge access

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Mastercard Gold Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 1,000/- 26%

Features
EMV chip enabled (Maximum security is ensured). | MasterPayPass (Tap & Go option) | Global acceptance.
Equated monthly instalment plans. | Balance transfer facility. | Multiple repayment options.
Cash advance facility. | Facility of having three supplementary cards. | 24*7 Customer Care Service available in Sinhala, Tamil and English.
E-Statements. | Free of charge SMS alerts. | A mobile app that brings your credit card to your fingertips. | Unmatched discounts and promotions.
More usage options through our island-wide merchant network. | Loan against Credit Card available balance. | Free lounge access for CLC Co branded World cardholders.

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CDB World Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 5,000/- Free 28%

Features
Up to 55 days credit period from the 1st day of the billing cycle
Minimum limit of Rs. 300,000 (maximum limit: Rs. 1,000,000)
Free access to MasterCard Lounges through Mastercard Airport Experiences (LoungeKey): two free visits per calendar year (additional visits charged at US$32 per visit)
EMI Facility Option with a low handling fee (convert any purchase into multiple payments over a settlement period that is convenient for you)
Secure online purchases through MasterCard Secure code | Free E – Statement Facility | Free and instant SMS alerts on transactions (local and international transactions)

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World Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 5,000/- 32%

Features
As your credit card partner, we at LOLC Finance invite you to step into a way of life filled with happiness and bliss coupled with an array of benefits and exclusive global privileges.
With the greatest standards of security, maximum convenience and worldwide acceptance, utilise your LOLC Finance Mastercard World Credit Card to 'Fuel the goodness in you' by radiating your inner happiness to everyone around you.

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Pulse Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 1,000/- 35%

Features
We at LOLC Finance welcome you to join with the Mastercard Pulse Credit Card and to take advantage of the wide range of benefits which will enable you to 'Fuel the goodness in you'.

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